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$90,500

3841 S LAKE DRIVE UNIT 197, TAMPA, FL 33614

3D Tour
Active90 days on market

Beds

1

Baths

1

Sq Ft

682 sq ft

Year Built

1973

Lot Size

0.02 acres

Garage

—

About This Property

Welcome to this well-maintained 1-bedroom, 1-bath condo in the gated Whisper Lake community. This bright and inviting unit offers an open layout, a spacious bedroom with ample closet space, and a screened balcony—perfect for enjoying your morning coffee or relaxing after a long day. Seller is offering a one-year home warranty for added peace of mind. Enjoy maintenance-free living with community amenities including a swimming pool, walking paths, and beautifully maintained grounds. Conveniently located just minutes from Dale Mabry Highway, shopping, restaurants, Tampa International Airport, Raymond James Stadium, downtown Tampa, and major highways, making commuting a breeze. Whether you're a first-time buyer, investor, or looking to downsize, this condo offers comfort, convenience, and an excellent central Tampa location. Schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8529394
StatusActive
Year Built1973
Stories1
Total Rooms4
ConstructionBlock
RoofShingle
FoundationSlab
FacesNorth
SubdivisionWHISPER LAKE A CONDO
CountyHillsborough
OwnershipCondominium

Interior Features

InteriorCeiling Fan(s), Stone Counters
FlooringTile
AppliancesMicrowave, Range, Range Hood, Refrigerator
LaundryElectric Dryer Hookup, Laundry Closet, Washer Hookup
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorLighting, Private Mailbox, Sidewalk, Sliding Doors, Storage
Lot Size0.02 acres (742 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$418 / Monthly
Senior CommunityNo

Financial Details

List Price$90,500
Original Price$94,900
Annual Taxes$1,220 (2025)
FinancingCash, Conventional
ZoningRMC-20
Parcel #U21281814R00000000197.0

Schools

ElementaryCrestwood-HB
MiddlePierce-HB
HighLeto-HB

Directions

From FL-580 E, Turn left onto W Humphrey St., Turn right onto Whisper Lake Dr., The building is on the left unit 197.

Location

3841 S LAKE DRIVE UNIT 197, TAMPA, FL 33614

Listing Information

OfficeDALTON WADE INC
ListedJuly 16, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$90,500

20% ($18,100)
6.75%

Loan Term

Principal & Interest$470
Property Tax (est.)$83
Insurance (est.)$150
Total Monthly$703
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $90,500 home in TAMPA.

🏦

Conventional

$4,525 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 14, 2026.

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