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$494,000

2221 COLONIAL DRIVE, DUNEDIN, FL 34698

3D Tour
Active98 days on market

Beds

3

Baths

2

Sq Ft

1,466 sq ft

Year Built

1976

Lot Size

0.22 acres

Garage

2

About This Property

PRICED to Sell! This beautifully maintained 3-bedroom, 2-bath POOL Home sits on a spacious CORNER Lot in Flood Zone X with NO mandatory HOA, offering peace of mind and the freedom to truly enjoy Florida living. Located in Dunedin, with a POOL, 3bed/2bath And a 2 Car Garage is rare to find at this Price! Inside, you'll find gorgeous flooring, an open and inviting layout, new stainless steel kitchen appliances, a whole-house water softener, and a reverse osmosis drinking water system in the kitchen. NEW top-of-the-line Japanese-designed 5-zone HVAC system, allowing each room to have its own individual temperature control for personalized comfort. The home also features newer solar panels that reduces your monthly bills, the recent summer electric bill have only been approx $30. Step outside into your own private tropical OASIS! The fully fenced backyard is designed for entertaining and relaxation with lush tropical landscaping, a sparkling pool featuring a new pool pump and filter, a spacious screened lanai, TIKI bar, outdoor grilling area, and exceptional privacy. Whether you're hosting friends or enjoying a quiet evening under the palms, this backyard truly feels like your own RESORT. Located just minutes from everything that makes Dunedin one of Tampa Bay's most sought-after communities: Just minutes to the award-winning beaches of Honeymoon Island State Park and Caladesi Island State Park Close to the vibrant Downtown Dunedin with its waterfront parks, restaurants, breweries, boutiques, festivals, and marina Easy access to the Pinellas Trail for walking and biking Approximately 20 minutes to Clearwater Beach Approximately 30 minutes to Tampa International Airport Convenient to shopping, medical facilities, golf courses, and everyday conveniences This home offers the perfect combination of comfort, energy efficiency, privacy, and an unbeatable location. Whether you're looking for a full-time residence, vacation home, or investment opportunity, this Florida oasis is ready for you to move in and start enjoying the lifestyle you've been dreaming about.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8529426
StatusActive
Year Built1976
Stories1
Total Rooms3
ConstructionBlock
RoofShingle
FoundationSlab
FacesNorth
SubdivisionWILSHIRE ESTATES
CountyPinellas
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Window Treatments
FlooringTile
AppliancesDishwasher, Dryer, Electric Water Heater, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Washer, Water Softener
LaundryIn Garage
CoolingMini-Split Unit(s)
HeatingZoned

Exterior & Lot

ExteriorIrrigation System
FencingFenced
Lot Size0.22 acres (9,622 sq ft)
Lot Dimensions113 x 85
Road SurfacePaved

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$494,000
Original Price$550,000
Annual Taxes$7,924 (2025)
ZoningR-2
Parcel #192816981270000630

Directions

From Belcher Rd Turn right on Wilshire Dr, then right on Palmetto ct and right Colonial Dr , house on right.

Location

2221 COLONIAL DRIVE, DUNEDIN, FL 34698

Listing Information

OfficeKELLER WILLIAMS ST PETE REALTY
ListedJuly 17, 2026

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Scheduling is free, and you can cancel anytime.

Home Price

$494,000

20% ($98,800)
6.75%

Loan Term

Principal & Interest$2,563
Property Tax (est.)$453
Insurance (est.)$150
Total Monthly$3,166
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How to Buy This Home

Multiple financing options available for this $494,000 home in DUNEDIN.

🏛️

FHA Loan

$17,290 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$24,700 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 23, 2026.

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