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$363,500

1920 ELOISE COVE DRIVE, WINTER HAVEN, FL 33884

3D Tour

Active0 days on market

Beds

Baths

Sq Ft

2,888 sq ft

Year Built

2007

Lot Size

0.26 acres

Garage

About This Property

Welcome to Winter Haven's Eloise Cove Gated community! This home offers 4 bedrooms, 3 bathrooms, Den, 3-car garage plus a screened in ground POOL! A formal dining and living room greet you at the entrance with sliding doors leading to the screened outdoor oasis. Directly to your left are French doors to a den or home office. Just to the left of this space, find the Primary Suite tucked away from the rest of the home, offering a walk-in closet, dual sinks, soaking tub, step in shower and sliding doors giving access to the lanai and pool. Continue deeper into the home and find yourself in the heart of the home with kitchen, eat in area and large family room. The kitchen has ample cabinet and counter space, closet pantry, island for extra prep space and snack bar seating. The family room has an additional set of sliding doors leading out the screened lanai and pool with fenced in backyard. The three secondary bedrooms are off the family room and share two full bathrooms. Great central location with easy commute to interstate, shopping or eateries. It's good to be home! This property may qualify for Seller Financing (Vendee).

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #TB8529430

StatusActive

Year Built2007

Stories1

Total Rooms4

ConstructionStucco

RoofShingle

FoundationSlab

FacesSouth

SubdivisionELOISE COVE

CountyPolk

OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Stone Counters, Thermostat, Walk-In Closet(s)

FlooringCarpet, Tile

AppliancesNone

LaundryInside

CoolingCentral Air

HeatingCentral

Exterior & Lot

ExteriorSliding Doors

FencingWood

Lot Size0.26 acres (11,138 sq ft)

Lot FeaturesIn County

Road SurfacePaved

Pool & Spa

Private PoolYes

Pool FeaturesIn Ground, Screen Enclosure

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesBB/HS Internet Available, Cable Available, Electricity Available, Public, Sewer Available, Water Available

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes

HOA Fee$1,125 / Annually

Senior CommunityNo

Financial Details

List Price$363,500

Annual Taxes$739 (2025)

Parcel #262911687425000160

Schools

ElementaryFrank E. Brigham Academy

MiddleDenison Middle

HighLake Region High

Directions

From Polk Pkwy heading East, take exit 14 onto Winter Lake Rd. Keep left at Winter Lake Rd. Turn left onto Recker Hwy. Turn right onto S Lake Shipp Dr. Turn left onto Eagle Lake Loop Rd E. Turn left onto Helena Rd. Property will be on your right.

Location

1920 ELOISE COVE DRIVE, WINTER HAVEN, FL 33884

Listing Information

OfficeCARTER COMPANY REALTORS

ListedJuly 15, 2026

Schedule a Tour

Pick a Day

Preferred Time

Home Price

$363,500

Down Payment20% ($72,700)

Interest Rate6.75%

Loan Term

Principal & Interest$1,886

Property Tax (est.)$333

Insurance (est.)$150

Total Monthly$2,369

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Nearby Schools

Elementary School

Frank E. Brigham Academy

View on GreatSchools →

Middle School

Denison Middle

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High School

Lake Region High

View on GreatSchools →

How to Buy This Home

Multiple financing options available for this $363,500 home in WINTER HAVEN.

🏛️

FHA Loan

$12,723 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$18,175 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 15, 2026.