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$270,000

3411 UMBER ROAD, HOLIDAY, FL 34691

Active97 days on market

Beds

3

Baths

2

Sq Ft

1,368 sq ft

Year Built

1972

Lot Size

0.12 acres

Garage

1

About This Property

Welcome to this well-maintained 3-bedroom, 2-bathroom home offering 1,368 square feet of comfortable living space in the heart of Holiday. With a roof replaced just five years ago, this home provides added peace of mind and an excellent opportunity for first-time homebuyers, seasonal residents, or investors. Inside, you'll find a functional floor plan with spacious living areas designed for everyday comfort and easy entertaining. The backyard offers plenty of room to relax, garden, or create your own outdoor oasis. Conveniently located near shopping, dining, parks, schools, medical facilities, and the Gulf beaches, this home also offers quick access to US-19, making commuting to Tarpon Springs, Clearwater, and Tampa simple and convenient. Whether you're looking for a primary residence, vacation home, or investment property, this home delivers value, location, and potential. Schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8529497
StatusActive
Year Built1972
Total Rooms3
ConstructionStucco
RoofShingle
FoundationBlock
FacesSouth
SubdivisionALOHA GARDENS
CountyPasco
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), Open Floorplan, Thermostat
FlooringCarpet, Ceramic Tile
AppliancesConvection Oven, Cooktop, Dryer, Electric Water Heater, Range, Refrigerator, Washer
LaundryLaundry Room
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorSliding Doors
Lot Size0.12 acres (5,400 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Available, Electricity Connected, Public, Sewer Available, Sewer Connected, Water Available, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$270,000
Original Price$290,000
Annual Taxes$4,134 (2025)
ZoningR4
Parcel #252615006.B000.00827.0

Schools

ElementaryGulf Highland Elementary
MiddlePaul R. Smith Middle-PO
HighAnclote High-PO

Directions

US HWY 19 to West on Darlington to South on Society To West onto Umber

Location

3411 UMBER ROAD, HOLIDAY, FL 34691

Listing Information

OfficeMARK SPAIN REAL ESTATE
ListedJuly 15, 2026

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Home Price

$270,000

20% ($54,000)
6.75%

Loan Term

Principal & Interest$1,401
Property Tax (est.)$248
Insurance (est.)$150
Total Monthly$1,798
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $270,000 home in HOLIDAY.

🏛️

FHA Loan

$9,450 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$13,500 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 21, 2026.

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