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$122,986

1235 S HIGHLAND AVENUE UNIT 4-306, CLEARWATER, FL 33756

3D Tour
Active81 days on market

Beds

2

Baths

2

Sq Ft

964 sq ft

Year Built

1969

Lot Size

—

Garage

—

About This Property

Some homes simply have to be experienced in person—and this is one of them. The photos only scratch the surface of what makes this beautifully maintained residence so special. Perched on the top floor with convenient elevator access, this spacious two-bedroom, two-bath home offers an inviting blend of comfort, privacy, and effortless Florida living. Natural light fills the expansive living and dining areas, creating a warm, welcoming atmosphere that immediately feels like home. The oversized primary suite provides a true retreat with generous closet space, while the thoughtfully designed kitchen offers abundant cabinetry, a large pantry, and plenty of room for everyday living or entertaining family and friends. Every detail has been carefully maintained, making this a move-in-ready opportunity whether you're searching for a seasonal escape or a full-time residence. Updates to the property include: 15k Energy Efficient 3 zone Napolean cold climate heat pump, New Hurricane Rated Insulated Windows with sound dampening value, Updated Bathrooms with high toilets, Glass Screen Shower Doors, Vanity, and resealed grout. Updated appliances, water heater, blinds and new furniture. The Building is in Excellent Condition, see the attached Milestone Inspection and Structural Integrity reports. A covered parking space and private storage room add even more convenience. Beyond your front door, you'll discover what many residents consider one of Clearwater's most enjoyable and welcoming 55+ communities. Beautifully landscaped grounds, a sparkling heated pool, clubhouse with a full kitchen, shuffleboard courts, gazebo, recreation room, and an active social calendar create the perfect setting to enjoy the Florida lifestyle you've been dreaming about. This is a community where neighbors become friends and every day feels like a vacation. The location is equally impressive—just minutes from world-famous Clearwater Beach, shopping, restaurants, medical facilities, golf courses, airports, and everything the Tampa Bay area has available. If you've been waiting for an affordable, exceptionally maintained home in a vibrant active 55+ community, don't let this opportunity pass you by. Schedule your private showing today—because this is one of those homes that simply feels even better in person than it looks online.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8529651
StatusActive
Year Built1969
Stories1
Total Rooms5
ConstructionBlock, Concrete
RoofShingle
FoundationSlab
FacesNorth
SubdivisionKALMIA CONDO
CountyPinellas
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor
FlooringLuxury Vinyl
AppliancesDishwasher, Freezer, Microwave, Range, Refrigerator
LaundryOutside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorLighting, Sidewalk
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Phone Available, Public, Sewer Available, Sewer Connected, Street Lights

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
HOA Fee$679 / Monthly
Senior CommunityYes

Financial Details

List Price$122,986
Original Price$119,986
Annual Taxes$2,273 (2025)
Parcel #232915450680003060

Directions

From Gulf to Bay Blvd (SR 60), head south on S. Highland Avenue approximately 1 mile. The Kalmia Condominium entrance will be on your left. Enter the community, make your first right, and continue to Building 4. Guest parking is available nearby. Take the elevator to the third floor to Unit 306.

Location

1235 S HIGHLAND AVENUE UNIT 4-306, CLEARWATER, FL 33756

Listing Information

OfficeCHAMPA BAY BROKER CORPORATION
ListedJuly 17, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$122,986

20% ($24,597)
6.75%

Loan Term

Principal & Interest$638
Property Tax (est.)$113
Insurance (est.)$150
Total Monthly$901
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How to Buy This Home

Multiple financing options available for this $122,986 home in CLEARWATER.

🏛️

FHA Loan

$4,305 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$6,149 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 4, 2026.

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