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$374,800

412 20TH AVENUE W, PALMETTO, FL 34221

3D Tour
Active49 days on market

Beds

3

Baths

2

Sq Ft

1,316 sq ft

Year Built

1950

Lot Size

0.11 acres

Garage

About This Property

NEW ROOF (2026), NEW A/C (2026), and NEW WATER HEATER (2026), providing peace of mind for years to come. Completely renovated and move-in ready! This beautifully updated 3-bedroom, 2-bathroom home also features a dedicated office/flex space, offering the perfect setup for working from home or additional living space. The open-concept floor plan showcases a stunning modern kitchen with quartz countertops, custom cabinetry, stainless steel appliances, and a spacious island overlooking the main living area. Both bathrooms have been tastefully redesigned with designer tile, modern fixtures, and quality finishes throughout. Luxury vinyl flooring flows throughout the home, complemented by updated lighting, fresh finishes, and abundant natural light. Conveniently located near schools, shopping, dining, parks, and major highways, this turnkey home is ready for its new owner. Schedule your private showing today!!!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8529712
StatusActive
Year Built1950
Total Rooms7
ConstructionBlock
RoofShingle
FoundationSlab
FacesNorth
SubdivisionACREAGE
CountyManatee
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Thermostat
FlooringTile, Vinyl
AppliancesBuilt-In Oven, Dishwasher, Electric Water Heater, Microwave, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorOther
Lot Size0.11 acres (4,940 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Available, Water Available

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$374,800
Original Price$384,800
Annual Taxes$2,847 (2025)
FinancingCash, Conventional, FHA, Lease Purchase, Other, Owner May Carry, VA Loan
ZoningPDH
Parcel #2867000059

Schools

ElementaryPalmetto Elementary-MN
MiddleLincoln Middle
HighPalmetto High

Directions

From US Hwy 41, turn west onto 20th Ave W and continue to 412 20th Ave W. The property will be on the left, just west of 4th St W.

Location

412 20TH AVENUE W, PALMETTO, FL 34221

Listing Information

OfficeMIRIAM HURTADO REAL ESTATE GROUP
ListedJuly 16, 2026

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Home Price

$374,800

20% ($74,960)
6.75%

Loan Term

Principal & Interest$1,945
Property Tax (est.)$344
Insurance (est.)$150
Total Monthly$2,438
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $374,800 home in PALMETTO.

🏛️

FHA Loan

$13,118 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$18,740 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Manatee County SHIP

Varies

Income-qualifying Manatee residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 3, 2026.

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