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$799,000

406 E CHELSEA STREET, TAMPA, FL 33603

3D Tour
Active Under Contract63 days on market

Beds

5

Baths

4

Sq Ft

2,400 sq ft

Year Built

2026

Lot Size

0.17 acres

Garage

2

About This Property

Under contract-accepting backup offers. BUYER-FOCUSED PRICE IMPROVEMENT—PRICED TO SELL! THIS IS THE ONE! Brand-new construction. A detached two-car garage with beautifully finished flex space above. The heart of Seminole Heights. Rarely do all three come together in one extraordinary property. Situated on a beautiful corner lot along a street lined with newer homes, this exceptional property features a four-bedroom, three-bathroom main residence and thoughtfully finished flex space with an additional full bedroom, full bathroom, and more above the detached two-car garage. Ideal for a recreation room, studio, creative workspace or private retreat, the space also offers potential for future ADU use, subject to all applicable City of Tampa approvals and independent buyer application and verification. The beautifully designed main residence blends the charm and character Seminole Heights is known for with today’s most sought-after finishes. Step inside to soaring ceilings, abundant natural light and an open-concept layout centered around a stunning gourmet kitchen featuring a dramatic quartz waterfall island, under-cabinet lighting, premium appliances—including a smart refrigerator—and sleek designer finishes. Luxury waterproof laminate flooring flows throughout the home, complemented by designer lighting, quartz countertops in the kitchen and bathroom vanities, and thoughtfully curated finishes at every turn. The first floor offers a private bedroom with an adjacent full bathroom. Upstairs, two additional bedrooms join a stunning primary suite featuring a custom walk-in closet and spa-inspired ensuite bathroom with a freestanding soaking tub, walk-in shower, dual vanities and designer tile extending all the way to the ceiling. Outside, the curb appeal is undeniable. A charming front porch, curated landscaping, decorative lighting, an elegant iron privacy gate and a fully fenced corner lot create a warm welcome. An oversized multi-car driveway, detached two-car garage with epoxy flooring, covered rear porch and private backyard provide the perfect blend of beauty and everyday functionality. Located just moments from Seminole Heights’ favorite restaurants, breweries, coffee shops, boutiques and parks, with convenient access to Downtown Tampa and major commuter routes, this home delivers the perfect balance of neighborhood character, thoughtful design and everyday flexibility. Seminole Heights character. Modern luxury. Endless possibilities. One extraordinary Chelsea Street address at Central Avenue—you really CAN have it all!This is more than a home— it’s a lifestyle that must be experienced to fully appreciate its value. Don’t miss the opportunity to call this extraordinary Seminole Heights GEM home! BUYER AND BUYER’S AGENT ARE RESPONSIBLE FOR INDEPENDENTLY VERIFYING SQUARE FOOTAGE, LOT SIZE, ROOM DIMENSIONS, TAXES, FEES, ZONING, PERMITTING, APPROVED USES AND ALL OTHER INFORMATION DEEMED MATERIAL TO THE BUYER.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8529716
StatusActive Under Contract
Year Built2026
Total Rooms11
ConstructionBlock
RoofShingle
FoundationSlab
FacesEast
SubdivisionLESLEYS
CountyHillsborough
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorHigh Ceilings, Kitchen/Family Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Split Bedroom, Walk-In Closet(s)
FlooringLaminate
AppliancesDishwasher, Microwave, Range
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorIrrigation System, Lighting, Private Yard, Rain Gutters, Sidewalk
Lot Size0.17 acres (7,234 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$799,000
Original Price$900,000
Annual Taxes$1,708 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningSH-RS
Parcel #A0129184GT00003100001.1

Directions

GPS. Please note: the front of the home is on central ave and the side driveway/entry is on Chelsea Street.

Location

406 E CHELSEA STREET, TAMPA, FL 33603

Listing Information

OfficeREAL BROKER, LLC
ListedJuly 30, 2026

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Home Price

$799,000

20% ($159,800)
6.75%

Loan Term

Principal & Interest$4,146
Property Tax (est.)$732
Insurance (est.)$150
Total Monthly$5,028
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How to Buy This Home

Multiple financing options available for this $799,000 home in TAMPA.

🏛️

FHA Loan

$27,965 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$39,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 2, 2026.

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