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$404,900

10467 LUCAYA DRIVE, TAMPA, FL 33647

3D Tour
Active12 days on market

Beds

3

Baths

2

Sq Ft

1,620 sq ft

Year Built

2004

Lot Size

0.13 acres

Garage

2

About This Property

Wonderful 3 bedroom, 2 bathroom home in a Golf Course Community. Heritage Isles beauty, this home features an ideal floor plan and a living room and primary bedroom that leads to a covered porch through sliding doors with views of the pond. The Master bathroom features a walk-in closet, private toilet, separate tub and shower and dual sinks. GRANITE/Poxy Countertops in the kitchen. Home has an inside utility room for laundry convenience. Amenities galore: resort style swimming pool with 2-story slide, lap lanes and splash area, fitness center, events room, sauna, sand volleyball court, playground, basketball and tennis courts, clubhouse, amazing restaurant with Tiki bar and more. Play a round of golf in your own community. USF, Pasco Hernando Community College, restaurants, businesses, shops (including the ever growing Tampa Premium Outlets and the Wiregrass Mall) and more are minutes away. Short Drive to I75 and I275. Welcome Home! {CDD amount already included in the tax figure} {HOA requires 1 year of ownership prior to leasing your home}

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8529735
StatusActive
Year Built2004
Total Rooms7
ConstructionStucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionHERITAGE ISLES PH 3D
CountyHillsborough
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), Dry Bar, Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Thermostat, Walk-In Closet(s)
FlooringCeramic Tile, Laminate
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorSidewalk, Sprinkler Metered
Lot Size0.13 acres (5,500 sq ft)
Lot FeaturesOn Golf Course
Road SurfaceAsphalt
ViewGolf Course
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Public, Sprinkler Meter, Street Lights, Water Available, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$113 / Monthly
Senior CommunityNo

Financial Details

List Price$404,900
Original Price$407,900
Annual Taxes$7,237 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD-A
Parcel #A0927205R600001400011.0

Schools

ElementaryHeritage-HB
MiddleBenito-HB
HighWharton-HB

Directions

Bruce B. Downs North to Cross Creek Blvd. Right on Cross Creek. Left on Sandy Pointe Drive (Heritage Isles). Left on Lucaya Drive. Home on the Left.

Location

10467 LUCAYA DRIVE, TAMPA, FL 33647

Listing Information

OfficeMURCAR REALTY
ListedJuly 16, 2026

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Home Price

$404,900

20% ($80,980)
6.75%

Loan Term

Principal & Interest$2,101
Property Tax (est.)$371
Insurance (est.)$150
Total Monthly$2,622
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $404,900 home in TAMPA.

🏛️

FHA Loan

$14,172 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$20,245 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 29, 2026.

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