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$739,000

14 BAYWOOD DRIVE, PALM HARBOR, FL 34683

3D Tour
Active82 days on market

Beds

4

Baths

3

Sq Ft

2,276 sq ft

Year Built

1985

Lot Size

0.22 acres

Garage

2

About This Property

PRIVATE GULF ACCESS boat ramp with no bridges to navigate and an optional HOA of just $180 PER YEAR make this Baywood Village gem a rare opportunity for boating enthusiasts. Nestled near the end of a quiet cul-de-sac in the highly desirable Baywood 5 section of Baywood Village, this beautifully updated home offers the perfect blend of PRIVACY, CRAFTMANSHIP, and FLORIDA COASTAL LIVING. Reserved exclusively for Baywood 5 residents, the private neighborhood boat ramp provides direct access to the Gulf, while the spacious property offers the convenience of storing your boat right at home. Located within a golf cart-friendly community, you'll enjoy easy access to nearby parks, restaurants, waterfront destinations, and local events. Thoughtfully curated and improved over nearly FOUR DECADES, this is a home that reveals something special around every corner! Timeless finishes, custom cabinetry, built-ins, hardwood flooring, plantation shutters, and a beautifully updated kitchen create a warm and inviting atmosphere, while the SPA-INSPIRED PRIMARY SUITE offers a private retreat. A BILLIARDS ROOM, EXERCISE SPACE, and exceptional INDOOR-OUTDOOR LIVING AREAS provide the flexibility to work, play, entertain, and relax—all under one roof. The covered lanai, POOL AREA, upper deck, and welcoming front porch create multiple spaces to gather and unwind. Outdoor enthusiasts will appreciate being just minutes from Wall Springs Park and the Pinellas Trail, offering miles of scenic trails for biking, walking, and running. Ideally located just minutes from historic Tarpon Springs, charming downtown Dunedin, Honeymoon Island, Caladesi Island, world-famous Gulf beaches, waterfront dining, and OUTSTANDING FISHING, this exceptional Palm Harbor home delivers the ultimate boating lifestyle without the waterfront price tag.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8529883
StatusActive
Year Built1985
Stories3
Total Rooms7
ConstructionVinyl Siding, Wood Frame
RoofShingle
FoundationSlab
FacesSouth
SubdivisionBAYWOOD VILLAGE SEC 5
CountyPinellas
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorBuilt-in Features, Cathedral Ceiling(s), Ceiling Fan(s), Dry Bar, Eating Space In Kitchen, Kitchen/Family Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
FlooringCarpet, Ceramic Tile, Laminate, Hardwood
AppliancesBar Fridge, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Room
WindowsBlinds
CoolingCentral Air, Wall/Window Unit(s)
HeatingCentral, Electric
FireplaceYes ()

Exterior & Lot

ExteriorBalcony, Dog Run, Sliding Doors, Storage
FencingVinyl
Lot Size0.22 acres (9,453 sq ft)
Lot Dimensions70 x 121
Lot FeaturesFlood Insurance Required, FloodZone, In County, Street Dead-End
Road SurfacePaved

Pool & Spa

Private PoolYes
Pool FeaturesDeck, Gunite, In Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Sewer Connected, Street Lights, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$180 / Annually
Senior CommunityNo

Financial Details

List Price$739,000
Annual Taxes$3,203 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-3
Parcel #232715058690000130

Schools

ElementarySutherland Elementary-PN
MiddleTarpon Springs Middle-PN
HighTarpon Springs High-PN

Directions

North on US 19, Left on Klosterman Rd, Left on Alternate 19, Right on Westwinds, Left on Crosswinds, left on Gulfwinds Dr W, Right on Baywood. Home is on right 3/4 way down.

Location

14 BAYWOOD DRIVE, PALM HARBOR, FL 34683

Listing Information

OfficeKELLER WILLIAMS REALTY PORTFOLIO COLLECTION
ListedJuly 16, 2026

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Home Price

$739,000

20% ($147,800)
6.75%

Loan Term

Principal & Interest$3,835
Property Tax (est.)$677
Insurance (est.)$150
Total Monthly$4,662
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $739,000 home in PALM HARBOR.

🏛️

FHA Loan

$25,865 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$36,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 28, 2026.

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