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$275,000

9870 INDIAN KEY TRAIL UNIT 64, SEMINOLE, FL 33776

3D Tour
Active1 days on market

Beds

3

Baths

3

Sq Ft

1,749 sq ft

Year Built

1994

Lot Size

0.03 acres

Garage

2

About This Property

Auction Property. ***Luxury Live Auction! *** Transparent Non-Distressed Auction! Saturday, August 15, 2026, at 11:00 am. Preview from 10:00 am on Sale Day. *** EVERYONE WELCOME TO BID *** Because this is an auction sale, the home may sell for less or more than the list price. The home is being sold free and clear of all debts and is guaranteed by title insurance, like any other traditionally listed home. *** You can use cash or financing.*** Experience waterfront resort-style living in the highly desirable Tara Cay community, surrounded by lush green spaces, manicured grounds, docks for your boat, a sparkling pool, and lounging areas. This spacious townhome offers nearly 2,000 square feet with 3 bedrooms, 3 full bathrooms, a bonus area, tranquil Intracoastal water views, and multiple outdoor living spaces overlooking the waterway. The main living level features a gourmet kitchen with a breakfast bar, dining area, and open living room designed to capture the peaceful resort-like setting. The kitchen was completely remodeled and updated in 2020, showcasing granite countertops, a custom tile backsplash, stainless steel appliances, generous cabinetry, and a walk-in pantry. Sliding doors lead to a private screened balcony, creating the perfect setting for morning coffee, outdoor dining, or relaxing as boats and wildlife pass by. Upstairs are two spacious primary suites, each with its own private bathroom and flexible sitting or office area. The larger waterfront suite features vaulted ceilings, two walk-in closets, a private screened balcony, and a beautifully updated en suite bathroom with granite finishes and a large tiled walk-in shower. The second suite provides excellent privacy for family members or overnight guests, complete with a full bathroom and additional sitting space. Custom decks and balconies extend from the ground floor, living area, and primary bedroom, providing three separate places to enjoy the water and surrounding tropical landscape. The waterway opens to the Intracoastal Waterway with convenient Gulf access, while boat docks are located right out your back lanai and are available for multi-day and night docking for your boat or everyday use. Additional highlights include a newer air-conditioning system installed in 2018, an oversized tandem garage with abundant storage, a large storage closet, real wood flooring throughout the home, flexible bonus space, and low monthly maintenance fees. The community pool is only steps from the home, yet the setting remains quiet, private, and peaceful. Tara Cay offers the carefree atmosphere of a waterfront retreat just minutes from Gulf beaches, boat ramps, parks, restaurants, shopping, schools, and local attractions. Whether enjoying the pool, launching a kayak, docking your boat, or unwinding on one of your private balconies, this exceptional townhome delivers the Florida waterfront lifestyle without the upkeep of a single-family waterfront property. ........BUYER will receive a general warranty deed free and clear of all debts, guaranteed with a title insurance policy at closing..... 4–Point Inspection Available *****Submit an acceptable contract to stop the auction!*****

Property Overview

Property TypeResidential
Sub TypeTownhouse
MLS #TB8530038
StatusActive
Year Built1994
Stories3
Total Rooms3
ConstructionVinyl Siding, Wood Frame
RoofShingle
FoundationSlab
FacesSoutheast
SubdivisionTARA CAY SOUND SOUTH
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Split Bedroom, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s)
FlooringLuxury Vinyl, Tile, Hardwood
AppliancesCooktop, Dishwasher, Electric Water Heater, Range, Refrigerator
LaundryInside
CoolingCentral Air
HeatingCentral, Electric
SecuritySecurity Lights

Exterior & Lot

ExteriorLighting, Other, Private Entrance, Sidewalk
Lot Size0.03 acres (1,381 sq ft)
Road SurfaceAsphalt
ViewWater

Pool & Spa

Private PoolNo
Pool FeaturesIn Ground
SpaIn Ground

Waterfront

WaterfrontYes
FeaturesCanal Front, Gulf/Ocean Front, Waterfront, Canal - Saltwater

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Cable Connected, Electricity Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$420 / Monthly
Senior CommunityNo

Financial Details

List Price$275,000
Annual Taxes$5,804 (2025)
FinancingCash, Conventional
ZoningRPD-10
Parcel #193015897730000640

Directions

West on 102nd Ave N. South (right) on Hamlin Blvd. Right on Seminole Trail into Tara Cay. Left on Indian Key Trail. Home is on your right.

Location

9870 INDIAN KEY TRAIL UNIT 64, SEMINOLE, FL 33776

Listing Information

OfficeAMERICAN HERITAGE REALTY, INC.
ListedJuly 28, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$275,000

20% ($55,000)
6.75%

Loan Term

Principal & Interest$1,427
Property Tax (est.)$252
Insurance (est.)$150
Total Monthly$1,829
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How to Buy This Home

Multiple financing options available for this $275,000 home in SEMINOLE.

🏦

Conventional

$13,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 29, 2026.

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