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$135,000

8003 HEMINGWAY CIRCLE UNIT 8003-8, HAINES CITY, FL 33844

Active93 days on market

Beds

1

Baths

1

Sq Ft

808 sq ft

Year Built

2002

Lot Size

0.01 acres

Garage

,

About This Property

Virtually Staged. Welcome to resort-style living in the heart of Central Florida! This charming ground-floor 1-bedroom, 1-bath condo in the gated Villas at Southern Dunes offers the perfect blend of comfort and convenience. Enjoy indoor-outdoor Florida living on your private covered patio, ideal for morning coffee or evening relaxation.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8530069
StatusActive
Year Built2002
Stories1
Total Rooms5
ConstructionBlock, Stucco, Wood Frame
RoofShingle
FoundationSlab
FacesNorthwest
SubdivisionVILLAS AT SOUTHERN DUNES CONDO
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Thermostat
FlooringCarpet, Linoleum
AppliancesDishwasher, Dryer, Range, Refrigerator, Washer
LaundryLaundry Room
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorLighting
Lot Size0.01 acres (650 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Water Connected

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$218 / Monthly
Senior CommunityNo

Financial Details

List Price$135,000
Annual Taxes$2,718 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
Parcel #272720749030088003

Schools

ElementaryHorizons Elementary
MiddleDaniel Jenkins Academy of Technology Middle
HighRidge Community Senior High

Directions

From US 27 South, make a left onto Southern Dunes Blvd. Show driver’s ID at the guard gate. Make the first right into the complex. Building 8 is on the left. Unit #8 is a ground-floor end unit.

Location

8003 HEMINGWAY CIRCLE UNIT 8003-8, HAINES CITY, FL 33844

Listing Information

OfficeMARK SPAIN REAL ESTATE
ListedJuly 19, 2026

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Home Price

$135,000

20% ($27,000)
6.75%

Loan Term

Principal & Interest$700
Property Tax (est.)$124
Insurance (est.)$150
Total Monthly$974
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $135,000 home in HAINES CITY.

🏛️

FHA Loan

$4,725 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$6,750 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 21, 2026.

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