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$750,000

346 RANCH ROAD, TARPON SPRINGS, FL 34688

3D Tour
Active55 days on market

Beds

4

Baths

3

Sq Ft

2,239 sq ft

Year Built

1982

Lot Size

5.69 acres

Garage

2

About This Property

$49,000 PRICE REDUCTION! NOW $750,000. If you’ve been watching this property, this is your opportunity to take another look. One of the most compelling acreage opportunities in Pinellas County, this private retreat in the desirable Keystone area offers the space, privacy, and flexibility that are increasingly difficult to find—just minutes from Florida’s Gulf Coast. Professionally decorated and thoughtfully refreshed, the 4-bedroom, 3-bath home is now complemented by additional land clearing that showcases more of the usable homesite while preserving the beauty and privacy of the surrounding woods. The open floor plan features spacious living areas, a wood-burning fireplace, quartz countertops, shaker cabinetry, stainless steel appliances, and an oversized 2-car garage. The primary suite opens to the covered patio, creating a peaceful place to enjoy your morning coffee or unwind at the end of the day. The outdoor possibilities are what truly set this property apart. Approximately 1.3 acres are buildable, providing generous room for a pool, outdoor living, RV, boat, trailers, and future improvements. The remaining 4.39 wooded acres create a private natural setting where deer and other native wildlife are frequent visitors. Enjoy walking trails, ATV adventures, dirt bikes, or simply the peace and privacy of your own wooded retreat. A picturesque seasonal creek meanders along the southern edge of the property, adding character and an additional layer of privacy. The existing 4-stall stable offers exceptional versatility. Use it for horses, convert it into a workshop or hobby space, or explore the possibilities of a future barn with guest quarters or an apartment. Whether you envision an equestrian property, a multigenerational family retreat, a weekend getaway, or a property with short-term rental potential, this acreage gives you room to make it your own. Located in unincorporated Pinellas County, where short-term rentals are permitted, this property offers flexibility for an Airbnb, vacation rental, or multigenerational living arrangement. Families will appreciate the A-rated school district and East Lake High School zoning. Despite its peaceful, country-like setting, the location is remarkably convenient: approximately 15 minutes to Fred Howard Park, Sunset Beach, and the historic Tarpon Springs Sponge Docks; 20 minutes to Downtown Dunedin; 30 minutes to Clearwater Beach; and roughly 35 minutes to Tampa International Airport and St. Pete-Clearwater International Airport. Shopping, dining, golf, parks, medical facilities, and major commuter routes are all nearby. For added peace of mind, the home previously experienced soil settlement at the rear of the property. The foundation has since been professionally reinforced and stabilized by a licensed foundation repair contractor, and the repair includes a transferable lifetime warranty. Schedule your private showing and explore the acreage, the possibilities, and the value this property offers.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8530153
StatusActive
Year Built1982
Total Rooms4
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionKEYSTONE RANCHETTES UNIT ONE
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Solid Surface Counters
FlooringVinyl
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Room
WindowsAluminum Frames
CoolingCentral Air
HeatingCentral, Electric
FireplaceYes ()

Exterior & Lot

ExteriorFire Pit, Sliding Doors
Other StructuresOther
Lot Size5.69 acres (247,909 sq ft)
Lot Dimensions363 x 655
Lot FeaturesGreenbelt, In County, Oversized Lot
Road SurfacePaved, Asphalt
ViewPark/Greenbelt
0

Utilities

WaterWell
SewerSeptic Tank
UtilitiesCable Available, Electricity Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$750,000
Original Price$799,000
Annual Taxes$8,867 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRESI
Parcel #142716466110000160

Schools

ElementaryBrooker Creek Elementary-PN
MiddleTarpon Springs Middle-PN
HighEast Lake High-PN

Directions

From US 19 head east on E Tarpon Ave, which turns into Keystone Rd after the East Lake Rd intersection, continue past the intersection, then right on Ranch Rd, property will be on right

Location

346 RANCH ROAD, TARPON SPRINGS, FL 34688

Listing Information

OfficeKELLER WILLIAMS REALTY- PALM HARBOR
ListedJuly 18, 2026

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Scheduling is free, and you can cancel anytime.

Home Price

$750,000

20% ($150,000)
6.75%

Loan Term

Principal & Interest$3,892
Property Tax (est.)$688
Insurance (est.)$150
Total Monthly$4,729
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $750,000 home in TARPON SPRINGS.

🏛️

FHA Loan

$26,250 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$37,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 11, 2026.

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