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$359,000

12425 RIDGE ROAD, LARGO, FL 33778

3D Tour
Active Under Contract1 days on market

Beds

3

Baths

1

Sq Ft

1,300 sq ft

Year Built

1959

Lot Size

0.16 acres

Garage

About This Property

Under contract-accepting backup offers. Looking for a home with extra space, a sparkling pool, and room for all your toys? This one checks every box! The bright open-concept living room flows seamlessly into the spacious eat-in kitchen, featuring stainless steel appliances, custom cabinetry, quartz countertops, a stylish tile backsplash and a large island with barstool seating, plus plenty of room for a dining table. The updated bathroom offers dual sinks and a modern tub with shower, while the converted garage adds valuable heated living space ideal for a home office, playroom, gym, or flex room, and also includes the laundry closet. Step outside to enjoy the large fenced backyard with a sparkling in-ground pool, perfect for relaxing or entertaining, along with a separate fenced area with gated access that's ideal for storing a boat, RV, or trailer. Located in a non-flood zone, this home is just minutes from the beautiful Gulf beaches, the Pinellas Trail, Florida Botanical Gardens, Walsingham Park, Largo Central Park, John S. Taylor Park, and an abundance of shopping, dining, and entertainment options, with easy access to downtown St. Petersburg, Clearwater, and Tampa. Don't miss your opportunity to own this move-in-ready Florida retreat, schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8530170
StatusActive Under Contract
Year Built1959
Stories1
Total Rooms3
ConstructionBlock, Stucco
RoofBuilt-Up
FoundationSlab
FacesWest
SubdivisionWALSINGHAM HEIGHTS 1ST ADD
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorKitchen/Family Room Combo, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Thermostat
FlooringLuxury Vinyl
AppliancesDishwasher, Electric Water Heater, Microwave, Range, Refrigerator
LaundryIn Garage, Inside
CoolingCentral Air
HeatingCentral
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorLighting, Private Entrance, Private Mailbox, Private Yard, Rain Gutters, Storage
FencingFenced
Other StructuresShed(s)
Lot Size0.16 acres (6,752 sq ft)
Lot Dimensions67 x 100
Lot FeaturesCity Lot, In County, Near Public Transit
Road SurfacePaved, Asphalt

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Available, Public, Sewer Connected, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$359,000
Annual Taxes$4,373 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #093015946980030010

Schools

ElementaryFuguitt Elementary-PN
MiddleOsceola Middle-PN
HighSeminole High-PN

Directions

Heading East on Ulmerton Rd. Use the 2nd from the left lane to turn left onto 113th St N. Turn right onto 126th Ave N. Turn left onto Ridge Rd and the home will be on the left.

Location

12425 RIDGE ROAD, LARGO, FL 33778

Listing Information

OfficeJAY ALAN REAL ESTATE
ListedJuly 17, 2026

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Scheduling is free, and you can cancel anytime.

Home Price

$359,000

20% ($71,800)
6.75%

Loan Term

Principal & Interest$1,863
Property Tax (est.)$329
Insurance (est.)$150
Total Monthly$2,342
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $359,000 home in LARGO.

🏛️

FHA Loan

$12,565 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$17,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 21, 2026.

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