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$415,000

13953 JACOBSON DRIVE, ODESSA, FL 33556

3D Tour
Active8 days on market

Beds

4

Baths

2

Sq Ft

1,950 sq ft

Year Built

2005

Lot Size

0.15 acres

Garage

2

About This Property

Welcome home to this beautiful 4 bedroom, nearly 2,000 square-foot waterfront home in the desirable Ashley Lakes community of Odessa. Offering a spacious and functional layout, this home features two separate living areas, a dedicated dining space, a split-bedroom floor plan, and picturesque pond views. The well-appointed kitchen boasts granite countertops, stainless steel appliances, abundant cabinet and counter space, a breakfast bar, and a cozy dinette area, making it perfect for both everyday living and entertaining. The spacious primary suite offers a walk-in closet and an en-suite bathroom with dual vanities and a tub/shower combination. Two secondary bedrooms are tucked away in their own private hallway alongside a full guest bathroom, while the fourth bedroom is situated separately, providing added privacy and making it an ideal home office, guest room, or flex space. Recent updates include a new HVAC system and hot water heater, offering added peace of mind. Residents of Ashley Lakes enjoy access to a community park and playground and appreciate the convenient location near shopping, dining, entertainment, and everyday amenities. With easy access to Tampa International Airport and the beautiful Gulf Coast beaches, this home combines comfort, convenience, and an exceptional waterfront setting.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8530189
StatusActive
Year Built2005
Total Rooms13
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionASHLEY LAKES PH 2A
CountyPasco
OwnershipFee Simple

Interior Features

InteriorAccessibility Features, Ceiling Fan(s), Eating Space In Kitchen, Open Floorplan, Solid Wood Cabinets, Split Bedroom, Stone Counters, Walk-In Closet(s)
FlooringLaminate, Tile
AppliancesConvection Oven, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryElectric Dryer Hookup, Inside, Laundry Room, Washer Hookup
WindowsAluminum Frames, Blinds
CoolingCentral Air
HeatingCentral, Electric
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorLighting, Rain Gutters, Sidewalk, Sliding Doors
Lot Size0.15 acres (6,509 sq ft)
Lot Dimensions130 x 50
Lot FeaturesIn County, Sidewalk
Road SurfacePaved, Asphalt
ViewWater
0

Waterfront

WaterfrontYes
FeaturesPond

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Cable Connected, Electricity Available, Electricity Connected, Fiber Optics, Public, Sewer Available, Sewer Connected, Street Lights, Underground Utilities, Water Available, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$114 / Quarterly
Senior CommunityNo

Financial Details

List Price$415,000
Annual Taxes$4,438 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningMPUD
Parcel #2726170050009000450

Schools

ElementaryOdessa Elementary
MiddleSeven Springs Middle-PO
HighJ.W. Mitchell High-PO

Directions

SR 54 West to 587/Gunn Highway, Turn left on Gunn Highway, Right turn into Ashley Lakes Community, Left turn onto Fareham Rd, Left turn onto Jacobson Rd. Home is located on the left.

Location

13953 JACOBSON DRIVE, ODESSA, FL 33556

Listing Information

OfficeCHARLES RUTENBERG REALTY INC
ListedJuly 17, 2026

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Home Price

$415,000

20% ($83,000)
6.75%

Loan Term

Principal & Interest$2,153
Property Tax (est.)$380
Insurance (est.)$150
Total Monthly$2,684
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $415,000 home in ODESSA.

🏛️

FHA Loan

$14,525 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$20,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 26, 2026.

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