$281,900
38122 CENTRAL AVENUE, ZEPHYRHILLS, FL 33540
Beds
3
Baths
2
Sq Ft
1,512 sq ft
Year Built
1990
Lot Size
0.52 acres
Garage
,
About This Property
Welcome to this beautifully updated and exceptionally well-maintained 3-bedroom, 2-bath manufactured home with no HOA or deed restrictions. The spacious kitchen features elegant quartz countertops, perfect for preparing meals and entertaining. Situated on approximately half an acre of fenced land, the property provides ample room for your RV, boat, trailer, recreational vehicles, and outdoor equipment. Additional improvements include a new air-conditioning system installed in 2025 and a durable metal roof replaced in 2020. The oversized carport and generous outdoor space are ideal for entertaining, gardening, or enjoying the Florida lifestyle. Schedule your private showing today! Se habla español.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Highway 301 in Zephyrhills to SR 39 towards Plant City to right on Central Avenue to home on left
Location
38122 CENTRAL AVENUE, ZEPHYRHILLS, FL 33540
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$281,900
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $281,900 home in ZEPHYRHILLS.
🏛️
FHA Loan
$9,867 Down
Government-backed, low down payment. Credit scores as low as 580.
🏦
Conventional
$14,095 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pasco County SHIP
Varies
Income-qualifying Pasco residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 10, 2026.