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$360,000

3607 NATURAL TRACE STREET, PLANT CITY, FL 33565

3D Tour
Active74 days on market

Beds

4

Baths

2

Sq Ft

1,935 sq ft

Year Built

2023

Lot Size

0.15 acres

Garage

2

About This Property

Assumable VA Loan at 5.99%…….Don't miss this beautifully designed 4-bedroom, 2-bath home offers 1,936 square feet of thoughtfully designed living space with an open-concept floor plan that's perfect for everyday living and entertaining. The spacious kitchen flows seamlessly into the dining and living areas, creating the ideal gathering space for family and friends. Step outside and enjoy everything the community has to offer, including a resort-style pool, playground, and park—providing fun for all ages just minutes from your front door. A standout feature of this home is the leased solar panel system, which will be assumed by the buyer at just $140 a month. In return, enjoy incredibly low electric bills averaging only $10–$15 a month, offering exceptional monthly energy savings and long-term value. Don't miss your opportunity to own a spacious, energy-efficient home in one of Plant City's growing communities. Schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8530344
StatusActive
Year Built2023
Stories1
Total Rooms7
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionD1X | NORTH PARK ISLE PHASE 2C 3B AND 4
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Kitchen/Family Room Combo, Open Floorplan, Solid Surface Counters, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorIrrigation System, Sidewalk, Sliding Doors
Lot Size0.15 acres (6,533 sq ft)
Lot Dimensions51.44 x 127
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$109 / Monthly
Senior CommunityNo

Financial Details

List Price$360,000
Original Price$365,000
Annual Taxes$5,246 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #P162822D1X00000000085.0

Schools

ElementaryKnights-HB
MiddleMarshall-HB
HighPlant City-HB

Directions

From I4 East take exit 22 on to Park Rd. Make a left on Park, turn left on Tahitian Sunrise Dr, right on Forest Path Dr, left on Light Gardens ave, and a right on Natural Trace St. Home is on the left.

Location

3607 NATURAL TRACE STREET, PLANT CITY, FL 33565

Listing Information

OfficeVANDERLEELIE & ASSOC.RE ESTATE
ListedJuly 24, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$360,000

20% ($72,000)
6.75%

Loan Term

Principal & Interest$1,868
Property Tax (est.)$330
Insurance (est.)$150
Total Monthly$2,348
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $360,000 home in PLANT CITY.

🏛️

FHA Loan

$12,600 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$18,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 18, 2026.

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