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$400,000

9402 N 12TH ST, TAMPA, FL 33612

3D Tour
Active95 days on market

Beds

4

Baths

3

Sq Ft

1,680 sq ft

Year Built

1927

Lot Size

0.21 acres

Garage

—

About This Property

Virtually Staged. Finally... a home with enough space for your life. If you've been frustrated by tiny lots, HOA restrictions, or homes that still need thousands of dollars in updates, this one is worth seeing. This beautifully renovated 4-bedroom, 2.5-bath home sits on a spacious corner lot with room to enjoy. Whether you have a work truck, an RV, a boat, or simply want a backyard where your family can actually spend time together, you'll appreciate the flexibility this property offers. Inside, you'll find a bright, modern layout with luxury vinyl flooring, stainless steel appliances, plantation shutters throughout, and even Bluetooth speakers built into every bathroom exhaust fan, a fun feature you don't see every day. The backyard is ready for entertaining with a 15' x 15' deck, and the location makes everyday life easy with quick access to I-275, USF, Downtown Tampa, shopping, restaurants, and hospitals. To make it even better, eligible buyers may qualify for special financing, including interest rates starting as low as 4.49 through participating lenders. Ask me for details and see if you qualify. Come see it in person. Pictures don't show how much space this home really gives you.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8530484
StatusActive
Year Built1927
Total Rooms10
ConstructionWood Frame
RoofShingle
FoundationCrawlspace
FacesEast
SubdivisionGATEWAY SUB
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Stone Counters
FlooringLuxury Vinyl
AppliancesDishwasher, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorPrivate Yard
FencingFenced
Lot Size0.21 acres (9,508 sq ft)
Lot FeaturesCorner Lot, Oversized Lot
Road SurfaceConcrete
ViewCity
0

Utilities

WaterNone
SewerPublic Sewer
UtilitiesElectricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$400,000
Original Price$449,000
Annual Taxes$2,104 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRS-50
Parcel #A19281945D00001200008.0

Directions

From I-275, take Exit 50 toward Busch Blvd. Head east on E Busch Blvd, turn left onto N 12th St, and continue to 9204 N 12th St. Property will be on the right.

Location

9402 N 12TH ST, TAMPA, FL 33612

Listing Information

OfficeHABLOFT GLOBAL
ListedJuly 17, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$400,000

20% ($80,000)
6.75%

Loan Term

Principal & Interest$2,076
Property Tax (est.)$367
Insurance (est.)$150
Total Monthly$2,592
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How to Buy This Home

Multiple financing options available for this $400,000 home in TAMPA.

🏛️

FHA Loan

$14,000 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$20,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 21, 2026.

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