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$319,000

4298 HARBOUR PALM DRIVE, HOLIDAY, FL 34691

3D Tour
Active4 days on market

Beds

3

Baths

3

Sq Ft

1,674 sq ft

Year Built

2023

Lot Size

0.05 acres

Garage

1

About This Property

Virtually Staged. Welcome to **4298 Harbour Palm Drive**, a beautifully designed townhome in the sought-after Anclote Square community of Holiday. Built in 2023 with solid concrete block construction, this move-in ready residence offers the largest floor plan in the community, featuring 1,674 heated square feet, 3 bedrooms, 2.5 bathrooms, and a thoughtfully designed layout perfect for everyday living and entertaining. Step inside to discover an open-concept floor plan with stylish tile flooring throughout the main level and abundant natural light. The chef-inspired kitchen is the heart of the home, showcasing granite countertops, custom wood cabinetry, bar seating, a spacious pantry, and plenty of prep space for cooking and gathering. The adjoining living and dining areas provide an inviting space for family and friends, while sliding glass doors lead to the covered rear patio where you can relax and enjoy the privacy of **no rear neighbors**. Upstairs, the spacious primary suite offers a peaceful retreat with a large walk-in closet and an ensuite bathroom featuring dual vanities and a walk-in shower. Two additional generously sized bedrooms share a full bathroom, while the conveniently located upstairs laundry room makes everyday chores a breeze. Anclote Square offers the perfect blend of low-maintenance living and exceptional value with low HOA fees and no CDD fees. The HOA includes internet, cable, water, sewer, trash service, exterior maintenance, and escrow reserves, allowing you to spend more time enjoying the Florida lifestyle. Located out of the flood zone with no flood insurance required! Ideally located, you'll be just minutes from the scenic waterfront at Anclote River Park, Key Vista Nature Park, and Anclote Gulf Park, where you can enjoy walking trails, fishing, kayaking, boating, playgrounds, and breathtaking Gulf sunsets. The nearby Coastal Anclote Trail provides miles of biking and walking opportunities, while the famous Tarpon Springs Sponge Docks are just a short drive away, offering waterfront dining, shopping, festivals, and authentic Greek cuisine. Everyday conveniences are equally close, with Publix, Aldi, shopping centers, restaurants, and the US-19 retail corridor just minutes from home. Whether you're searching for your first home, a seasonal Florida retreat, or a low-maintenance lifestyle close to parks, beaches, shopping, and dining, this exceptional townhome checks all the boxes. Schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeTownhouse
MLS #TB8530575
StatusActive
Year Built2023
Stories2
Total Rooms3
ConstructionBlock, Concrete
RoofShingle
FoundationSlab
FacesNorth
SubdivisionANCLOTE SQUARE BLDG 1
CountyPasco
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, Open Floorplan, PrimaryBedroom Upstairs, Solid Wood Cabinets, Stone Counters, Walk-In Closet(s), Window Treatments
FlooringCarpet, Tile
AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Washer
LaundryInside, Laundry Room, Upper Level
WindowsWindow Treatments
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorSliding Doors
Lot Size0.05 acres (2,207 sq ft)
Road SurfacePaved
ViewTrees/Woods
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
HOA Fee$584 / Quarterly
Senior CommunityNo

Financial Details

List Price$319,000
Annual Taxes$5,075 (2025)
FinancingCash, Conventional, FHA, Owner May Carry
ZoningMF1
Parcel #1926160620000000800

Schools

ElementaryGulf Trace Elementary
MiddlePaul R. Smith Middle-PO
HighAnclote High-PO

Directions

From US19, head north and turn left onto Gulf Trace Blvd. Turn right into the Harbour Palm community and continue along Harbour Palm Dr to the property on the

Location

4298 HARBOUR PALM DRIVE, HOLIDAY, FL 34691

Listing Information

OfficeCOASTAL PROPERTIES GROUP INTERNATIONAL
ListedJuly 21, 2026

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Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$319,000

20% ($63,800)
6.75%

Loan Term

Principal & Interest$1,655
Property Tax (est.)$292
Insurance (est.)$150
Total Monthly$2,098
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $319,000 home in HOLIDAY.

🏛️

FHA Loan

$11,165 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$15,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 25, 2026.

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