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$394,000

2465 FOGGY CREEK CIRCLE, CLEARWATER, FL 33764

3D Tour
Active80 days on market

Beds

3

Baths

3

Sq Ft

1,700 sq ft

Year Built

2020

Lot Size

0.04 acres

Garage

1

About This Property

Welcome to this beautifully maintained 3-bedroom, 2.5-bath townhome located in the desirable gated community of Towns at Belleair Grove. Offering a 1-car garage, an oversized driveway with space for two vehicles, and guest parking conveniently located just around the corner, this home combines comfort, style, and convenience. Best of all, the property is situated in an X500 flood zone, NO FLOOD INSURANCE is required. Step inside to discover an open and inviting floor plan featuring wood-look tile flooring throughout the main level, upgraded 5¼-inch baseboards, and abundant natural light. Sliding glass doors lead to a screened-in lanai with vinyl fencing for privacy creating the perfect space to relax or entertain. The well-appointed kitchen boasts white cabinetry with crown moulding, quartz countertops, stainless steel appliances, a spacious walk-in pantry, and a large center island with seating. A convenient half bath on the first floor is ideal for guests. The staircase has laminate flooring which extends down the hallway and into the spacious primary suite. The primary bedroom features an ensuite bath with a dual-sink vanity and quartz countertop as well as a large walk-in closet. Upstairs you have two additional bedrooms which share a full bathroom with a tub, and the upstairs laundry closet adds everyday convenience. Additional features include window blinds, ceiling fans, rain gutters, and an in-wall pest control system. This gated neighborhood features a community pool and is ideally located directly across from the Pinellas Trail, it also offers easy access to shopping, dining, and everyday conveniences within just 2–3 miles. You'll also enjoy a quick commute to Clearwater Beach, Tampa International Airport, and vibrant downtown Tampa. This move-in-ready townhome truly has it all. Schedule your private showing today—you won't be disappointed! All information and measurements deemed reliable: buyer and buyer's agent to verify.

Property Overview

Property TypeResidential
Sub TypeTownhouse
MLS #TB8530608
StatusActive
Year Built2020
Stories2
Total Rooms6
ConstructionBlock
RoofShingle
FoundationSlab
FacesNorthwest
SubdivisionTOWNS AT BELLEAIR GROVE
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Solid Surface Counters, Walk-In Closet(s), Window Treatments
FlooringCarpet, Laminate, Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Closet
WindowsBlinds, Drapes, Rods
CoolingCentral Air
HeatingCentral
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorHurricane Shutters, Sliding Doors
Lot Size0.04 acres (1,838 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
HOA Fee$462 / Monthly
Senior CommunityNo

Financial Details

List Price$394,000
Original Price$405,000
Annual Taxes$5,281 (2025)
Parcel #302916915190000820

Schools

ElementaryBelcher Elementary-PN
MiddleOak Grove Middle-PN
HighLargo High-PN

Directions

Head S on US 19 from Gulf to Bay to Belleair Rd. take a Right on Belleair Rd., entrance to community will be on the left. Once through the gate follow the road to Foggy Creek (3rd right) make a right to address on the left.

Location

2465 FOGGY CREEK CIRCLE, CLEARWATER, FL 33764

Listing Information

OfficeFUTURE HOME REALTY INC
ListedJuly 18, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$394,000

20% ($78,800)
6.75%

Loan Term

Principal & Interest$2,044
Property Tax (est.)$361
Insurance (est.)$150
Total Monthly$2,556
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $394,000 home in CLEARWATER.

🏛️

FHA Loan

$13,790 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,700 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 15, 2026.

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