$179,900
6400 12TH STREET, ZEPHYRHILLS, FL 33542
Beds
5
Baths
4
Sq Ft
2,988 sq ft
Year Built
1940
Lot Size
0.22 acres
Garage
1
About This Property
Virtually Staged. Extra Large home!!! Previous use was an ALF - can be that again for 8 residents, or licensed for Daycare (40). Steel 100 year roof put on in 2001. This home is close to schools, major roads and shopping of all kinds. Hurry as this one will be gone fast!!! **Some photos are virtually staged**
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
54 E of 301 to 12th. Home on the left.
Location
6400 12TH STREET, ZEPHYRHILLS, FL 33542
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$179,900
Loan Term
How to Buy This Home
Multiple financing options available for this $179,900 home in ZEPHYRHILLS.
🏛️
FHA Loan
$6,297 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$8,995 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pasco County SHIP
Varies
Income-qualifying Pasco residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 15, 2026.