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$125,000

7873 NIAGARA AVENUE UNIT 1803, TAMPA, FL 33617

Active85 days on market

Beds

2

Baths

2

Sq Ft

1,191 sq ft

Year Built

1981

Lot Size

—

Garage

—

About This Property

Opportunity awaits in this spacious 2-bedroom, 2-bathroom first-floor condo located in the gated River Oaks community of Tampa. Recent updates include a 2022 water heater and air ducts professionally cleaned in 2026. While the unit could use some TLC, it presents an excellent opportunity to customize and add value. Offering nearly 1,200 square feet of living space, this home features a functional layout with wood-look luxury vinyl flooring throughout the living room and both bedrooms, while the kitchen and dining area are finished with tile flooring. The spacious kitchen offers abundant cabinet storage and opens to the dining area, with sliding glass doors leading to a private patio complete with an exterior storage closet. The primary bedroom includes a walk-in closet and an ensuite bathroom with a stand-up shower, while the guest bathroom features a convenient tub/shower combination. Residents enjoy access to two community pools, assigned parking, ample guest parking, and private access to the Hillsborough River. Conveniently located just minutes from the University of South Florida, Busch Gardens, shopping centers, restaurants, entertainment, and major roadways, this condo offers incredible potential in a desirable Tampa location. Schedule your showing today!

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8531430
StatusActive
Year Built1981
Stories2
Total Rooms3
ConstructionOther
RoofShingle
FoundationSlab
FacesNorth
SubdivisionRIVER OAKS CONDO II
CountyHillsborough
OwnershipCondominium

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Open Floorplan, Walk-In Closet(s)
FlooringTile, Vinyl
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryOther
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorLighting, Sidewalk, Sliding Doors
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Water Connected

Parking

GarageNo

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$125,000
Original Price$145,000
Annual Taxes$1,637 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRMC-20
Parcel #U2828191KY00001801803.0

Schools

ElementaryRobles-HB
MiddleGreco-HB
HighKing-HB

Directions

Head toward Muddy Water Trl mi Turn right onto Harney Rd 0.2 mi Continue straight onto Temple Terrace Hwy 1.9 mi Continue onto Bullard Pkwy 0.6 mi Turn left onto FL-583 S/N 56th St 0.8 mi Turn right onto Puritan Rd Partial restricted usage road 0.8 mi Turn left onto Niagara Ave Restricted usage road Destination will be on the left

Location

7873 NIAGARA AVENUE UNIT 1803, TAMPA, FL 33617

Listing Information

OfficeEXP REALTY LLC
ListedJuly 23, 2026

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Home Price

$125,000

20% ($25,000)
6.75%

Loan Term

Principal & Interest$649
Property Tax (est.)$115
Insurance (est.)$150
Total Monthly$913
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $125,000 home in TAMPA.

🏛️

FHA Loan

$4,375 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$6,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 16, 2026.

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