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$159,000

1960 UNION STREET UNIT 19, CLEARWATER, FL 33764

Active75 days on market

Beds

2

Baths

2

Sq Ft

893 sq ft

Year Built

1976

Lot Size

—

Garage

—

About This Property

WATER VIEW and bass fishing, right outside your back door so bring your rod and reel. This is a first floor, 2 bedroom, 2 bathroom Condo with Low HOA in a Prime Location. Discover the perfect blend of comfort, convenience, and opportunity in this spacious 2-bedroom, 2-bathroom condo, ideally situated near shopping, dining, parks, medical facilities, and everyday conveniences. With a low HOA fee, this home offers exceptional value. Inside, you'll find a functional floor plan featuring a generously sized laundry room with abundant storage, plus additional storage throughout the home. The kitchen is equipped with a water purification system for fresh drinking water, while an exterior low-maintenance water softener adds everyday convenience. Step outside to your screened lanai—the perfect place to enjoy your morning coffee or unwind in the evening while taking in peaceful sunset water views without the bugs. For added peace of mind, this home did not experience flooding during the 2024 storms. While the condo offers an excellent foundation, it's ready for your personal updates and design touches, making it a fantastic opportunity to build the home you've been dreaming of. This hidden gem is full of potential. Schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8531431
StatusActive
Year Built1976
Stories1
Total Rooms5
ConstructionWood Frame
RoofShingle
FoundationSlab
FacesEast
SubdivisionOAK LAKE PARK CONDO
CountyPinellas
OwnershipCondominium
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Thermostat
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer, Water Purifier, Water Softener
LaundryLaundry Room
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorIrrigation System, Sidewalk, Sliding Doors
Road SurfaceAsphalt

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$458 / Monthly
Senior CommunityNo

Financial Details

List Price$159,000
Original Price$164,000
Annual Taxes$3,772 (2025)
Parcel #362815628650000190

Schools

ElementaryGarrison-Jones Elementary-PN
MiddleDunedin Highland Middle-PN
HighDunedin High-PN

Directions

North on US 19 from Gulf to Bay Blvd. Turn left on Sunset Point Rd. Turn right on N. Hercules Ave. Turn left on Union St. Take second right, into Oak Lake Park. Follow parking to the first left. Condo is at the end to the left.

Location

1960 UNION STREET UNIT 19, CLEARWATER, FL 33764

Listing Information

OfficeBEACH PLACE ONE REAL ESTATE
ListedJuly 23, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$159,000

20% ($31,800)
6.75%

Loan Term

Principal & Interest$825
Property Tax (est.)$146
Insurance (est.)$150
Total Monthly$1,121
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $159,000 home in CLEARWATER.

🏛️

FHA Loan

$5,565 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$7,950 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 6, 2026.

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