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$189,000

138 FRANCIS DRIVE NE, PORT CHARLOTTE, FL 33952

Active0 days on market

Beds

2

Baths

2

Sq Ft

1,204 sq ft

Year Built

1963

Lot Size

0.26 acres

Garage

1

About This Property

Great investment opportunity on an 11,424 SF lot. This well-maintained 3BD/2BA home features an open layout, enclosed A/C lanai/bonus room, 2025 HVAC, updated kitchen, baths, plumbing, and electrical, plus a 1-year-old water heater. Roof replacement needed. Excellent fix-and-hold or value-add opportunity with strong upside.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8531436
StatusActive
Year Built1963
Total Rooms5
ConstructionWood Frame
RoofShingle
FoundationPillar/Post/Pier
FacesSouthwest
SubdivisionPORT CHARLOTTE SEC 006
CountyCharlotte
OwnershipCo-op
FurnishedNegotiable

Interior Features

InteriorOther
FlooringTile
AppliancesOther
LaundryOther
CoolingCentral Air
HeatingOther

Exterior & Lot

ExteriorOther
Lot Size0.26 acres (11,423 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesSewer Connected, Water Available

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$189,000
Annual Taxes$1,602 (2025)
ZoningRSF3.5
Parcel #402227202009

Directions

Take Pellam Blvd and Edgewater Dr to Francis Dr NE 13 min (5.8 mi) Turn right onto Francis Dr NE Destination will be on the left 49 sec (0.2 mi) 138 Francis Dr NE Port Charlotte, FL 33952

Location

138 FRANCIS DRIVE NE, PORT CHARLOTTE, FL 33952

Listing Information

OfficeTOP BROKERAGE, LLC
ListedJuly 21, 2026

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Home Price

$189,000

20% ($37,800)
6.75%

Loan Term

Principal & Interest$981
Property Tax (est.)$173
Insurance (est.)$150
Total Monthly$1,304
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How to Buy This Home

Multiple financing options available for this $189,000 home in PORT CHARLOTTE.

🏛️

FHA Loan

$6,615 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$9,450 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 21, 2026.

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