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$309,900

2820 TRADITIONS BOULEVARD S, WINTER HAVEN, FL 33884

3D Tour
Active75 days on market

Beds

3

Baths

2

Sq Ft

1,823 sq ft

Year Built

2006

Lot Size

0.15 acres

Garage

2

About This Property

Welcome to 2820 Traditions Blvd S, located in the desirable 55+ gated community of Traditions at Lake Ruby in Winter Haven. This well-maintained Augusta model offers 3 bedrooms, 2 bathrooms, a spacious 2-car garage, and a peaceful pond-front setting. This home is perfect for Florida living! The open and comfortable floor plan provides beautiful pond views from the kitchen, dining area, living room, primary suite, and enclosed patio, allowing you to enjoy the tranquil Florida surroundings throughout the home. The kitchen offers ample cabinetry and workspace, while the spacious living areas create an inviting environment for both everyday living and entertaining. The split bedroom layout provides privacy for owners and guests alike. The enclosed patio is a wonderful space to relax, enjoy your morning coffee, or unwind while taking in the water views. Just outside your door, enjoy all that Traditions at Lake Ruby community provides, including a clubhouse, resort-style amenities, pool, fitness facilities, and recreational opportunities designed for an active adult lifestyle. Conveniently located in Winter Haven with easy access to shopping, dining, medical facilities, golf, and Central Florida attractions. Whether you are looking for a full-time residence or a seasonal retreat, this home offers comfort, convenience, and the opportunity to enjoy the relaxed lifestyle of Traditions at Lake Ruby.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8531455
StatusActive
Year Built2006
Total Rooms12
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionTRADITIONS PH 01
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Crown Molding, Eating Space In Kitchen, High Ceilings, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Walk-In Closet(s)
FlooringCarpet, Laminate, Tile
AppliancesCooktop, Dishwasher, Electric Water Heater, Freezer, Microwave, Refrigerator
LaundryElectric Dryer Hookup, Inside, Laundry Room, Washer Hookup
WindowsBlinds, Shades
CoolingCentral Air
HeatingCentral
SecurityGated Community

Exterior & Lot

ExteriorBasketball Court, Private Mailbox, Tennis Court(s)
Lot Size0.15 acres (6,538 sq ft)
Lot FeaturesFlood Insurance Required, Landscaped
Road SurfacePaved, Asphalt
ViewTrees/Woods, Water
0

Waterfront

WaterfrontYes
FeaturesLake, Waterfront, Pond

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$485 / Monthly
Senior CommunityYes

Financial Details

List Price$309,900
Annual Taxes$1,786 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #262913687552001830

Directions

From HWY 27 turn onto Thompson Nursery Road. Continue down to the Traditions Community on the left. Go through the gate on Traditions Blvd S and the home is on your right.

Location

2820 TRADITIONS BOULEVARD S, WINTER HAVEN, FL 33884

Listing Information

OfficeAGENT GROUP REALTY
ListedJuly 23, 2026

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Home Price

$309,900

20% ($61,980)
6.75%

Loan Term

Principal & Interest$1,608
Property Tax (est.)$284
Insurance (est.)$150
Total Monthly$2,042
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How to Buy This Home

Multiple financing options available for this $309,900 home in WINTER HAVEN.

🏛️

FHA Loan

$10,847 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$15,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 24, 2026.

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