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$516,000

20130 SW 95TH STREET, DUNNELLON, FL 34431

Active0 days on market

Beds

4

Baths

2

Sq Ft

2,745 sq ft

Year Built

1998

Lot Size

1.18 acres

Garage

2

About This Property

PRIVATE POOL HOME ON 1.18 ACRES WITH EXCLUSIVE RAINBOW SPRINGS RIVER ACCESS — JUST 20 MINUTES FROM THE WORLD EQUESTRIAN CENTER. Experience the perfect blend of privacy, comfort, and Florida living in this beautifully updated 4-bedroom plus office home, ideally situated on 1.18 acres in the highly sought-after Rainbow Springs Woodlands community. Surrounded by mature landscaping and peaceful natural beauty, this property offers nearly 2,800 square feet of thoughtfully designed living space with soaring ceilings, abundant natural light, and an open, inviting floor plan that's ideal for both everyday living and entertaining. At the heart of the home is the stunning kitchen, completely remodeled in 2022 with modern cabinetry, upgraded appliances, stylish finishes, and an open design that seamlessly connects to the main living areas—perfect for hosting family and friends. One of the home's standout features is the premium Reme HALO whole-home air purification system, professionally integrated into the HVAC system. This advanced technology continuously works to improve indoor air quality by helping reduce airborne bacteria, viruses, mold spores, allergens, dust, and odors throughout the home, creating a cleaner, healthier, and more comfortable living environment. Step outside and discover your own private backyard retreat. The sparkling pool and spa, expansive patio, and serene setting create the ultimate space to relax, entertain, or simply enjoy the Florida sunshine in complete privacy. Additional upgrades include a new HVAC system installed in 2024, ensuring years of energy-efficient comfort, along with Flood Zone X designation, a circular driveway, and a low HOA. Residents also enjoy exclusive access to Rainbow Springs' private river park, clubhouse, and community amenities, offering opportunities for swimming, kayaking, tubing, picnicking, and enjoying one of Florida's most beautiful spring-fed rivers. Conveniently located just 20 minutes from the World Equestrian Center and close to shopping, dining, golf, and countless outdoor recreational opportunities, this exceptional property offers the rare combination of acreage, modern updates, resort-style amenities, and an unbeatable location. If you've been searching for space, privacy, exceptional air quality, and the true Florida lifestyle, you've found it.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8531470
StatusActive
Year Built1998
Stories1
Total Rooms12
ConstructionBlock, Concrete, Stucco
RoofShingle
FoundationBlock
FacesNorth
SubdivisionRAINBOW SPGS 04 REP
CountyMarion
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Walk-In Closet(s), Window Treatments
FlooringLuxury Vinyl, Hardwood
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryInside, Laundry Room
WindowsDouble Pane Windows
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorLighting, Sliding Doors
Other StructuresShed(s)
Lot Size1.18 acres (51,401 sq ft)
Lot Dimensions211 x 243
Road SurfacePaved
ViewPool

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground
SpaIn Ground

Utilities

WaterWell
SewerSeptic Tank
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Phone Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$250 / Annually
Senior CommunityNo

Financial Details

List Price$516,000
Annual Taxes$6,419 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningA1
Parcel #3295132008

Schools

ElementaryDunnellon Elementary School
MiddleDunnellon Middle School
HighDunnellon High School

Directions

Driving north on 41 you will turn left on to SW 93rd Lane Road and take your first left onto SW 200th ct. Turn right onto SW 95th St and the home will be the second home on the left.

Location

20130 SW 95TH STREET, DUNNELLON, FL 34431

Listing Information

OfficeKELLER WILLIAMS REALTY- PALM HARBOR
ListedJuly 28, 2026

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Home Price

$516,000

20% ($103,200)
6.75%

Loan Term

Principal & Interest$2,677
Property Tax (est.)$473
Insurance (est.)$150
Total Monthly$3,300
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $516,000 home in DUNNELLON.

🏛️

FHA Loan

$18,060 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$25,800 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 29, 2026.

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