$599,000
4549 TOPSAIL TRAIL, NEW PORT RICHEY, FL 34652
Beds
3
Baths
3
Sq Ft
1,847 sq ft
Year Built
1968
Lot Size
0.11 acres
Garage
1
About This Property
Waterfront living awaits in the highly sought-after Gulf Harbors community! This beautifully renovated 3-bedroom, 3-bath, 1-car garage home captures breathtaking canal views from the moment you step inside. For boating enthusiasts, the floating dock with a 10,000-lb boat lift provides the perfect launch point, with direct Gulf access just minutes away. The stunning waterfront kitchen is designed to impress, featuring sweeping water views, elegant Quartz countertops, soft-close shaker cabinetry, and brand-new stainless steel appliances. Both bathrooms have been beautifully remodeled with timeless finishes. The spacious enclosed lanai seamlessly extends the living space, creating the perfect setting to entertain, unwind, or simply soak in the peaceful waterfront scenery year-round. Enjoy the Gulf Harbors lifestyle with optional HOA membership for just $125 annually, plus exclusive access to the private Gulf Harbors Beach for only $200 a year. Residents enjoy cabanas, picnic areas, grills, restrooms, showers, and unforgettable Gulf sunsets. This golf cart-friendly community is just minutes from vibrant Downtown New Port Richey, offering waterfront dining, craft breweries, boutique shopping, festivals, and the scenic beauty of Sims Park. Move-in ready, beautifully updated and offering the ultimate Florida boating lifestyle—this is waterfront living at its finest.
Property Overview
Interior Features
Exterior & Lot
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Directions
US 19 - Floramar Terrace - L on Shell Stream Blvd. R on Topsail
Location
4549 TOPSAIL TRAIL, NEW PORT RICHEY, FL 34652
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$599,000
Loan Term
How to Buy This Home
Multiple financing options available for this $599,000 home in NEW PORT RICHEY.
🏦
Conventional
$29,950 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pasco County SHIP
Varies
Income-qualifying Pasco residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
More Homes in New Port Richey
More Homes in New Port Richey
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 22, 2026.