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$440,000

2242 TOWERING OAKS CIRCLE, SEFFNER, FL 33584

3D Tour
Active77 days on market

Beds

4

Baths

3

Sq Ft

2,082 sq ft

Year Built

2001

Lot Size

0.19 acres

Garage

2

About This Property

HONEY STOP THE CAR!! Welcome to this beautifully maintained 4-bedroom, 3-bath home offering 2,082 sq. ft. of comfortable living in a highly desirable double split floor plan. The second split is located on the opposite side of the home, providing exceptional privacy for guests, in-laws, or teens. Built in 2001 and thoughtfully updated, this home features a 2021 roof, 2021 HVAC, quartz kitchen countertops (2022), newer appliances (2022), and luxury waterproof vinyl flooring (2023). Enjoy outdoor living under the aluminum screen enclosure installed in 2023. Sitting on an 8,160 sq. ft. lot (0.19 acre), the backyard offers ample space to install a pool and create your own private oasis. Centrally located in the heart of Seffner, you’ll be just minutes from restaurants, supermarkets, pharmacies, Brandon Hospital, Brandon Mall, and major highways I-4 and I-75, making commuting and daily conveniences a breeze. This home is truly move-in ready and perfectly situated for comfort, privacy, and convenience. Call or Text for a Private Showing.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8531581
StatusActive
Year Built2001
Stories1
Total Rooms8
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionKINGSWAY OAKS UNIT 2
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), High Ceilings, Stone Counters, Walk-In Closet(s), Window Treatments
FlooringCarpet, Ceramic Tile, Luxury Vinyl
AppliancesDishwasher, Disposal, Microwave, Range, Refrigerator
LaundryInside
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorRain Gutters, Sidewalk, Sliding Doors
Lot Size0.19 acres (8,160 sq ft)
Lot Dimensions68 x 120
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Public

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$150 / Quarterly
Senior CommunityNo

Financial Details

List Price$440,000
Original Price$445,000
Annual Taxes$6,035 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #U11292029W00000300012.0

Schools

ElementaryColson-HB
MiddleBurnett-HB
HighArmwood-HB

Directions

Traveling north of Kingsway Ave turn right on Kingsway Oaks Ave and an immediate left into Towering Oaks Cir. The property will be on the right side of the street.

Location

2242 TOWERING OAKS CIRCLE, SEFFNER, FL 33584

Listing Information

OfficeRE/MAX REALTY UNLIMITED
ListedJuly 23, 2026

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Home Price

$440,000

20% ($88,000)
6.75%

Loan Term

Principal & Interest$2,283
Property Tax (est.)$403
Insurance (est.)$150
Total Monthly$2,836
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $440,000 home in SEFFNER.

🏛️

FHA Loan

$15,400 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$22,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 17, 2026.

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