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$195,000

5403 SWEETWATER TERRACE CIRCLE UNIT 5403, TAMPA, FL 33634

Active87 days on market

Beds

2

Baths

2

Sq Ft

1,408 sq ft

Year Built

1984

Lot Size

0.02 acres

Garage

2

About This Property

Virtually Staged. Where else can you own a spacious home with a two-car garage, multiple flex spaces, and access to a completely renovated community pool steps from your door for just $229,000? Welcome to one of the best values in the Tampa area! This beautifully maintained two-bedroom, two-bath, 2 car garage and two-bonus room condominium offers an incredible combination of space, versatility, and lifestyle that is nearly impossible to find at this price point. Thoughtfully designed to live much larger than other condominiums, this residence features two bedrooms, two bathrooms, two flexible living spaces, and a spacious two-car garage—providing the functionality and comfort of a much larger home without the maintenance. Upon entering, you'll find a large air-conditioned flex room located on the first floor that can easily serve as a home theater, fitness studio, hobby room, executive office, or guest retreat. Upstairs, the thoughtfully designed floor plan offers separate living and entertaining spaces, creating both privacy and comfort for everyday living. The generously sized kitchen is complemented by an additional flex space that is perfect for a home office, breakfast nook, reading room, or creative workspace. The expansive primary suite offers a private retreat complete with a large walk-in closet and ensuite bathroom, while the spacious guest bedroom and full guest bath provide comfortable accommodations for family and visitors. Step outside onto your brand-new balcony overlooking the beautifully landscaped courtyard and newly renovated community pool—the perfect place to enjoy your morning coffee or unwind with an evening cocktail while soaking in Florida's year-round sunshine. What truly sets this home apart is the lifestyle it offers. Imagine coming home to your own two-car garage, enjoying weekends by the pool, and owning a spacious, flexible home for less than rental payments. Why build someone else's equity when you can start building your own? Whether you're a first-time homebuyer, seasonal resident, or savvy investor looking for exceptional value, this home offers maintenance-free living, unmatched flexibility, and an affordable Florida lifestyle that's difficult to beat. At just $195,000, opportunities like this don't come around often. Welcome home.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8531612
StatusActive
Year Built1984
Stories3
Total Rooms7
ConstructionBrick, Stucco, Vinyl Siding
RoofShingle
FoundationBlock
FacesSouth
SubdivisionSWEETWATER TWNHM CONDO PH3
CountyHillsborough
OwnershipCondominium

Interior Features

InteriorCeiling Fan(s), Skylight(s), Solid Surface Counters, Split Bedroom, Thermostat, Walk-In Closet(s)
FlooringLuxury Vinyl, Tile
AppliancesDishwasher, Electric Water Heater, Microwave, Range, Refrigerator, Water Softener
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorBalcony, Courtyard, Private Entrance, Shade Shutter(s)
Lot Size0.02 acres (810 sq ft)
Road SurfaceAsphalt
ViewCity, Pool
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Public, Sewer Connected, Street Lights, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$195,000
Original Price$229,000
Annual Taxes$3,290 (2025)
FinancingCash, Conventional, FHA
ZoningRMC-20
Parcel #U0129170EM00000300028.0

Schools

ElementaryDickenson-HB
MiddleWebb-HB
HighJefferson

Directions

From Co Rd 587/Gunn Highway Head south from Hillsborough Rd to Left onto Sweetwater Terrace Cir

Location

5403 SWEETWATER TERRACE CIRCLE UNIT 5403, TAMPA, FL 33634

Listing Information

OfficeSMITH & ASSOCIATES REAL ESTATE
ListedJuly 23, 2026

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Home Price

$195,000

20% ($39,000)
6.75%

Loan Term

Principal & Interest$1,012
Property Tax (est.)$179
Insurance (est.)$150
Total Monthly$1,341
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $195,000 home in TAMPA.

🏛️

FHA Loan

$6,825 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$9,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 18, 2026.

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