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Beds
3
Baths
2
Sq Ft
1,346 sq ft
Year Built
1927
Lot Size
0.16 acres
Garage
—
HIGH AND DRY! NOT IN A FLOOD ZONE! Welcome to the brick-lined streets of St. Petersburg, where neighborhood charm, waterfront recreation, and easy access to downtown come together. This unique property features a 2-bedroom, 1-bathroom main home plus a detached 1-bedroom, 1-bathroom ADU, offering incredible flexibility and potential rental income. A spacious front deck provides a welcoming place to relax beneath the shade of mature trees. Stepping inside the main home, abundant natural light and wood-look flooring flow throughout the living and dining spaces. The kitchen offers ample cabinetry and countertop space, stainless steel appliances, and recessed lighting. Both bedrooms are a comfortable size and share a full bathroom. Outside, the vinyl-fenced property creates a private retreat with an expansive pavered courtyard connecting the main residence to the detached ADU. A large rear gate provides private alley access for conveniently parking a vehicle or storing a boat, while still leaving ample yard space to enjoy. The property also includes a storage shed for tools, recreational equipment, and additional belongings. The separate dwelling features its own living space, kitchen, bedroom, and full bathroom with a walk-in shower. Additional highlights include newer roofs on both the main home and ADU, along with newer pavers, windows, front deck, and more. Just blocks from the Tampa Bay waterfront, residents can enjoy morning walks, kayaking, or sunset picnics across the 14-acre green space at beloved Lassing Park. Downtown St. Pete is only minutes away, placing waterfront dining, local coffee shops, museums, Tropicana Field, the St. Pete Pier, USF St. Petersburg, and the vibrant Central Avenue corridor within easy reach. With convenient access to I-275, area hospitals, and Gulf beaches, this is a rare opportunity to enjoy one of St. Pete’s most character-filled neighborhoods with the versatility of two separate residences.
4th street s to 20th ave s house on left
109 20TH AVENUE S, ST PETERSBURG, FL 33705
Pick a Day
Preferred Time
Home Price
$660,000
Loan Term
Multiple financing options available for this $660,000 home in ST PETERSBURG.
🏦
$33,000 Down
Traditional financing. As low as 3-5% down with good credit.
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 31, 2026.