$399,900
109 ARROWHEAD LANE, HAINES CITY, FL 33844
Beds
3
Baths
2
Sq Ft
2,444 sq ft
Year Built
1973
Lot Size
0.35 acres
Garage
2
About This Property
A NEW ROOF WILL BE INSTALLED BEFORE CLOSING. Welcome to this beautiful Haines City home, where modern updates meet peaceful country living. This charming 3 bedroom, 2 bathroom home offers plenty of character, space, privacy, and no HOA. From the moment you enter through the double doors, you are greeted by soaring 20 foot cathedral ceilings, beautiful wood beams, real wood flooring, and an incredible view of the nature filled backyard. The open floor plan connects the oversized living room, dining area, kitchen, and Florida room, creating a comfortable space for both everyday living and entertaining. The updated kitchen was designed to impress with newly installed granite countertops, beautiful wood cabinetry with soft close technology, newer stainless steel appliances, and large windows that fill the room with natural light. The spacious living room features a wood burning fireplace, while gorgeous barn doors allow you to separate the living area from the Florida room when desired. The guest bathroom has been completely renovated, and the primary bathroom features an updated shower. The bedrooms are generously sized and offer plenty of natural light. Step outside to enjoy your morning coffee on the private brick paver patio, screened patio, or from the Florida room overlooking the peaceful backyard. Nature lovers will enjoy watching birds, butterflies, and other wildlife throughout the property. The home also includes a detached garage, an 8 foot tall carport, and plenty of additional parking for a boat or RV. A Swann camera security system, a 5 ton air conditioning system with new piping installed in 2021, barn doors, wood beams, cathedral ceilings, and numerous updates throughout. With no HOA, you have the freedom to enjoy and personalize your property. Come see everything this one of a kind home has to offer.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
FROM LAKE HATCHINEHA RD TURN ONTO TYNER RD, TURN RIGHT ONTO KOKOMO RD, LEFT ONTO ARROWHEAD LN & THE HOME WILL BE ON YOUR RIGHT
Location
109 ARROWHEAD LANE, HAINES CITY, FL 33844
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$399,900
Loan Term
How to Buy This Home
Multiple financing options available for this $399,900 home in HAINES CITY.
🏛️
FHA Loan
$13,997 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$19,995 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 22, 2026.