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$377,000

2051 ROSEWOOD CIRCLE, LAKELAND, FL 33810

Active75 days on market

Beds

4

Baths

3

Sq Ft

2,240 sq ft

Year Built

2023

Lot Size

0.14 acres

Garage

2

About This Property

Built in 2023 and move-in ready, this spacious 4-bedroom, 2.5-bath home in Ironwood offers over 2,100 square feet of modern living space with the benefits of newer construction—without the wait. Step inside to an open and inviting main level where the kitchen flows seamlessly into the dining and living areas, providing plenty of room to gather, entertain, or simply spread out. Upstairs, four bedrooms provide flexibility for family, guests, a home office, or additional living space. The primary suite offers a comfortable private retreat, while the additional bedrooms provide plenty of room to make the home fit your lifestyle. Located in the Ironwood community, the home offers convenient access to shopping, dining, schools, and major roadways throughout Lakeland. With more than 2,100 square feet, four bedrooms, and construction completed just three years ago, 2051 Rosewood Circle is a great opportunity for buyers looking for a newer home with plenty of space. Schedule your private showing today.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8531829
StatusActive
Year Built2023
Total Rooms5
ConstructionBlock, Concrete, Stucco
RoofShingle
FoundationSlab
FacesSouthwest
SubdivisionIRONWOOD
CountyPolk
OwnershipFee Simple

Interior Features

InteriorHigh Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Freezer, Microwave, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorIrrigation System, Lighting, Rain Gutters, Sidewalk, Sliding Doors
Lot Size0.14 acres (6,250 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Public, Street Lights

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$362 / Quarterly
Senior CommunityNo

Financial Details

List Price$377,000
Original Price$390,000
Annual Taxes$3,761 (2025)
ZoningPUD
Parcel #232711000864000440

Schools

ElementaryR. Clem Churchwell Elem
MiddleSleepy Hill Middle
HighKathleen High

Directions

From I-4, take Exit 32 toward US-98 N/Lakeland. Head north on US-98 N, then turn left onto Duff Road. Turn right into the Ironwood community, continue on Ironwood Drive, then turn onto Rosewood Circle. The property will be on your right at 2051 Rosewood Circle.

Location

2051 ROSEWOOD CIRCLE, LAKELAND, FL 33810

Listing Information

OfficeMARK SPAIN REAL ESTATE
ListedJuly 23, 2026

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Home Price

$377,000

20% ($75,400)
6.75%

Loan Term

Principal & Interest$1,956
Property Tax (est.)$346
Insurance (est.)$150
Total Monthly$2,452
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $377,000 home in LAKELAND.

🏛️

FHA Loan

$13,195 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$18,850 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 15, 2026.

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