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$439,000

2958 DUNDEE DRIVE, PALM HARBOR, FL 34684

3D Tour
Active68 days on market

Beds

2

Baths

2

Sq Ft

1,612 sq ft

Year Built

1976

Lot Size

0.16 acres

Garage

2

About This Property

Virtually Staged. Welcome to this beautifully renovated 2-bedroom, 2-bath, 2-car garage home in the highly desirable Highland Lakes 55+ Community. Offering approximately 1,632 SF of thoughtfully updated living space, this move-in-ready residence combines modern finishes with the exceptional lifestyle that has made Highland Lakes one of Palm Harbor's premier active adult communities. The bright, open floor plan is ideal for both everyday living and entertaining. At the heart of the home is a stunning new kitchen featuring elegant quartz countertops, custom cabinetry, and brand-new stainless steel appliances. Extensive recent improvements include a new roof, new HVAC system, new electrical panel and outlets, updated plumbing fixtures, beautifully remodeled bathrooms, luxury finishes throughout, and a newly renovated, air-conditioned bonus room that provides the perfect space for a home office, hobby room, or additional living area. The spacious layout also includes formal living and dining areas, a comfortable family room, generously sized bedrooms, and a laundry area in the oversized two-car garage. Highland Lakes offers an unmatched resort-style lifestyle with HOA amenities that include unlimited golf on three executive courses (27 holes) with no greens fees, an Olympic-size geothermal heated pool and spa, tennis, pickleball, bocce, shuffleboard, and a vibrant clubhouse featuring billiards, a library, woodworking shop, arts and crafts studios, fitness programs, and an extensive calendar of clubs, activities, and social events. Residents also enjoy exclusive access to the Lake Tarpon Lodge, complete with private boat launch, fishing pier, pontoon boat cruises, RV and boat storage, and scenic lakefront recreation. Ideally located just minutes from shopping, dining, medical facilities, Gulf beaches, and Tampa International Airport, this exceptional home offers the perfect blend of luxury updates, low-maintenance living, and an active Florida lifestyle. Don't miss this rare opportunity to own a fully renovated home in one of Palm Harbor's most sought-after 55+ communities. Be sure to view the Matterport 3D Tour and floor plans, then schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8531870
StatusActive
Year Built1976
Stories1
Total Rooms6
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionHIGHLAND LAKES
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorStone Counters, Walk-In Closet(s)
FlooringTile
AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Water Softener
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorIrrigation System
Lot Size0.16 acres (6,830 sq ft)
Lot Dimensions68 x 100
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPrivate Sewer
UtilitiesCable Available, Sewer Connected, Sprinkler Meter, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$164 / Monthly
Senior CommunityYes

Financial Details

List Price$439,000
Original Price$449,000
Annual Taxes$5,441 (2025)
ZoningR-3
Parcel #052816388920000880

Directions

From US-19 turn on the Tampa Road (FL-584) exit, traveling east toward Palm Harbor. Continue on Tampa Road for approximately two miles, then turn left onto Lake St. George Drive. Follow the road and turn right onto Highlands Boulevard, then make a left onto MacGregor Drive. Next, turn right onto Dundee Drive and continue until you reach 2958 Dundee Drive, Palm Harbor, FL 34684, which will be on your destination side.

Location

2958 DUNDEE DRIVE, PALM HARBOR, FL 34684

Listing Information

OfficeSANTEK MANAGEMENT LLC
ListedJuly 30, 2026

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Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$439,000

20% ($87,800)
6.75%

Loan Term

Principal & Interest$2,278
Property Tax (est.)$402
Insurance (est.)$150
Total Monthly$2,830
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How to Buy This Home

Multiple financing options available for this $439,000 home in PALM HARBOR.

🏛️

FHA Loan

$15,365 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$21,950 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 15, 2026.

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