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- 4924 45TH AVENUE N
$315,000
4924 45TH AVENUE N, ST PETERSBURG, FL 33709
Beds
3
Baths
2
Sq Ft
1,112 sq ft
Year Built
1938
Lot Size
0.12 acres
Garage
,
About This Property
A GREAT BUY IS ABOUT WHAT YOU GET FOR YOUR MONEY IN A GREAT LOCATION! This meticulously maintained, thoughtfully updated St. Pete home delivers on both price and value. With major high-ticket improvements already completed, including a NEW roof, updated plumbing, electrical panel, and NEW tankless water heater, the new owners can enjoy the benefits of a move-in-ready home without immediately facing many of the costly repairs and updates that can come with homeownership. And the numbers make it even more compelling: This THREE-BEDROOM home is offered at 10% BELOW THE MEDIAN PRICE of similar homes in the area! A competitive price, substantial improvements, and the peace of mind that comes with a home that has been lovingly cared for. Located in FLOOD ZONE X, just 10 minutes from vibrant Downtown St. Pete and approximately 15 minutes from Treasure Island Beach, this home offers additional flexibility thanks to its unincorporated Pinellas County location, including potential short-term rental use and fewer parking restrictions, with room to accommodate an RV. Inside, an unexpectedly spacious open-concept living and dining area makes excellent use of the home's footprint, creating a bright, comfortable space for everyday living and entertaining. The updated kitchen opens naturally to the main living areas, while three bedrooms provide a practical and flexible layout. The generously sized half bathroom also offers the potential to become a SECOND FULL BATHROOM. Outside, the private backyard is ready for Florida living and al fresco dining, with water and electrical hookups already installed for a future hot tub. Have a dog that loves to run…or dig? The separate fenced and shaded dog run gives your pet its own space while helping keep the rest of the backyard and landscaping in top-notch shape. MAJOR IMPROVEMENTS: NEW ROOF (2024) | PVC PLUMBING (2023) | ELECTRICAL PANEL (2025) | TANKLESS WATER HEATER (2025) | DISHWASHER (2025) | NEW TOILETS AND REFRESHED BATH FIXTURES | RHEEM HVAC (2017), PROFESSIONALLY SERVICED ANNUALLY | BACKYARD WATER & ELECTRICAL HOOKUPS (2024). Move in, unpack, and start enjoying St. Pete!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
Driving East on 38th Ave N, make a left on 58th St N, a right on 46th Ave N, right again on 51st st N and left on 45th Ave N - the house will be on the right hand side.
Location
4924 45TH AVENUE N, ST PETERSBURG, FL 33709
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$315,000
Loan Term
How to Buy This Home
Multiple financing options available for this $315,000 home in ST PETERSBURG.
🏛️
FHA Loan
$11,025 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$15,750 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 4, 2026.