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$315,000

4924 45TH AVENUE N, ST PETERSBURG, FL 33709

3D Tour
Active104 days on market

Beds

3

Baths

2

Sq Ft

1,112 sq ft

Year Built

1938

Lot Size

0.12 acres

Garage

,

About This Property

A GREAT BUY IS ABOUT WHAT YOU GET FOR YOUR MONEY IN A GREAT LOCATION! This meticulously maintained, thoughtfully updated St. Pete home delivers on both price and value. With major high-ticket improvements already completed, including a NEW roof, updated plumbing, electrical panel, and NEW tankless water heater, the new owners can enjoy the benefits of a move-in-ready home without immediately facing many of the costly repairs and updates that can come with homeownership. And the numbers make it even more compelling: This THREE-BEDROOM home is offered at 10% BELOW THE MEDIAN PRICE of similar homes in the area! A competitive price, substantial improvements, and the peace of mind that comes with a home that has been lovingly cared for. Located in FLOOD ZONE X, just 10 minutes from vibrant Downtown St. Pete and approximately 15 minutes from Treasure Island Beach, this home offers additional flexibility thanks to its unincorporated Pinellas County location, including potential short-term rental use and fewer parking restrictions, with room to accommodate an RV. Inside, an unexpectedly spacious open-concept living and dining area makes excellent use of the home's footprint, creating a bright, comfortable space for everyday living and entertaining. The updated kitchen opens naturally to the main living areas, while three bedrooms provide a practical and flexible layout. The generously sized half bathroom also offers the potential to become a SECOND FULL BATHROOM. Outside, the private backyard is ready for Florida living and al fresco dining, with water and electrical hookups already installed for a future hot tub. Have a dog that loves to run…or dig? The separate fenced and shaded dog run gives your pet its own space while helping keep the rest of the backyard and landscaping in top-notch shape. MAJOR IMPROVEMENTS: NEW ROOF (2024) | PVC PLUMBING (2023) | ELECTRICAL PANEL (2025) | TANKLESS WATER HEATER (2025) | DISHWASHER (2025) | NEW TOILETS AND REFRESHED BATH FIXTURES | RHEEM HVAC (2017), PROFESSIONALLY SERVICED ANNUALLY | BACKYARD WATER & ELECTRICAL HOOKUPS (2024). Move in, unpack, and start enjoying St. Pete!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8531916
StatusActive
Year Built1938
Stories1
Total Rooms6
ConstructionVinyl Siding, Wood Frame
RoofShingle
FoundationCrawlspace
FacesNorth
SubdivisionCALEDONIA SUB
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorEating Space In Kitchen, Open Floorplan, Thermostat
FlooringLuxury Vinyl, Tile
AppliancesDishwasher, Range, Refrigerator
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorDog Run, Private Mailbox, Private Yard
Other StructuresKennel/Dog Run, Shed(s)
Lot Size0.12 acres (5,441 sq ft)
Lot Dimensions50 x 111
Road SurfaceAsphalt
ViewCity, Garden
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$315,000
Original Price$329,900
Annual Taxes$5,377 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-3
Parcel #043116129780000480

Directions

Driving East on 38th Ave N, make a left on 58th St N, a right on 46th Ave N, right again on 51st st N and left on 45th Ave N - the house will be on the right hand side.

Location

4924 45TH AVENUE N, ST PETERSBURG, FL 33709

Listing Information

OfficeREAL ESTATE WITH AN ACCENT LLC
ListedJuly 23, 2026

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Home Price

$315,000

20% ($63,000)
6.75%

Loan Term

Principal & Interest$1,634
Property Tax (est.)$289
Insurance (est.)$150
Total Monthly$2,073
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How to Buy This Home

Multiple financing options available for this $315,000 home in ST PETERSBURG.

🏛️

FHA Loan

$11,025 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$15,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 4, 2026.

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