Skip to main content
1 / 34

$415,000

3228 MANGROVE POINT DRIVE, RUSKIN, FL 33570

3D Tour
Active66 days on market

Beds

3

Baths

3

Sq Ft

1,593 sq ft

Year Built

2007

Lot Size

0.05 acres

Garage

1

About This Property

Welcome to your own slice of paradise in the sought-after Little Harbor waterfront community! This beautifully updated 3-bedroom, 3-bath corner-unit townhome offers the perfect combination of coastal charm, privacy, and an effortless Florida lifestyle. Designed to embrace true Florida living, this home features three private outdoor spaces, including a serene balcony off the primary suite overlooking the canal, a second private balcony off the upstairs secondary bedrooms that provides additional space to enjoy the spectacular natural surroundings, and a spacious balcony off the dining and living area that creates a seamless indoor-outdoor flow. The rear of the home overlooks the canal and a protected preserve, offering a peaceful tropical backdrop where you can regularly enjoy sightings of manatees, dolphins, native birds, and other Florida wildlife. Filled with abundant natural light, this tastefully updated home showcases a timeless neutral color palette, granite countertops throughout, and a spacious open-concept living area designed for both comfort and entertaining. The stunning primary suite features a luxurious pebble stone, rain-head super shower, creating a spa-like retreat. A newer washer and dryer add everyday convenience, and all appliances throughout the home have been updated, including a recently installed 3-ton HVAC system for enhanced comfort and efficiency. The oversized garage—large enough to function as a one-and-a-half-car garage—provides exceptional storage for beach gear, bicycles, and boating essentials. Beyond your doorstep, Little Harbor offers a true resort-style waterfront lifestyle. Residents enjoy access to a marina, waterfront restaurants, multiple pools, a fitness center, tennis and pickleball courts, and private beach access, all set against some of the most spectacular sunsets over Tampa Bay. Whether you enjoy boating, fishing, kayaking, paddleboarding, or simply relaxing by the water, every day here feels like a vacation. Ideally located in Ruskin, Florida, this home offers exceptional regional connectivity. You are just a short drive to MacDill Air Force Base, as well as other key military and defense installations throughout the Tampa Bay area, including Coast Guard facilities. Travel is convenient with both Tampa International Airport and St. Pete–Clearwater International Airport within easy reach. You are also close to the vibrant downtown districts of Tampa, St. Petersburg, and Sarasota. For beach lovers, the location is unmatched. Enjoy quick access to the world-renowned Gulf Coast beaches, including Anna Maria Island, Siesta Key, and Clearwater Beach, consistently ranked among the best beaches in the world. From white sand shores to crystal-clear waters, the best of Florida’s coastline is right at your fingertips. While Little Harbor does not feature a dedicated dog park within the community, it remains a pet-friendly waterfront neighborhood, with walking areas throughout and nearby public parks in Ruskin offering designated dog parks and additional pet-friendly outdoor spaces. Whether you are searching for a primary residence, vacation getaway, or income-producing investment, this exceptional property offers strong rental potential, an unbeatable location, and the coastal lifestyle you’ve been dreaming of. Don’t miss your opportunity to own one of Little Harbor’s desirable corner-unit townhomes, where comfort, nature, and resort-style living come together beautifully.

Property Overview

Property TypeResidential
Sub TypeTownhouse
MLS #TB8532093
StatusActive
Year Built2007
Stories3
Total Rooms4
ConstructionBlock
RoofMetal
FoundationSlab
FacesNorth
SubdivisionBAHIA BEACH TWNHMS PH 2
CountyHillsborough
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Window Treatments
FlooringCarpet, Luxury Vinyl
AppliancesDishwasher, Dryer, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Washer, Water Purifier, Water Softener, Whole House R.O. System
LaundryLaundry Closet
WindowsStorm Window(s)
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorBalcony, Irrigation System, Playground, Sidewalk, Sliding Doors, Tennis Court(s)
Lot Size0.05 acres (2,121 sq ft)
Lot FeaturesLandscaped, Near Marina, Sidewalk
Road SurfacePaved, Asphalt
ViewGarden, Trees/Woods, Water
0

Waterfront

WaterfrontYes
FeaturesCanal - Brackish

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
HOA Fee$620 / Monthly
Senior CommunityNo

Financial Details

List Price$415,000
Annual Taxes$7,292 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #U02321882I00000100014.0

Schools

ElementaryRuskin-HB
MiddleShields-HB
HighLennard-HB

Directions

From I-75, take Exit 240 (SR 674/College Ave.) and head west toward Ruskin. Turn right onto US Hwy 41 N, then left onto Shell Point Road. Turn right onto 32nd Street SE and cross the bridge into Little Harbor. Turn left at the stop sign, then take the first left onto Mangrove Point Drive. Continue to 3228 Mangrove Point Drive, located in the second building on the left.

Location

3228 MANGROVE POINT DRIVE, RUSKIN, FL 33570

Listing Information

OfficeRE/MAX BAYSIDE REALTY LLC
ListedAugust 6, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$415,000

20% ($83,000)
6.75%

Loan Term

Principal & Interest$2,153
Property Tax (est.)$380
Insurance (est.)$150
Total Monthly$2,684
Full Calculator →

Nearby Schools

How to Buy This Home

Multiple financing options available for this $415,000 home in RUSKIN.

🏛️

FHA Loan

$14,525 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$20,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

More Homes in Ruskin

More Homes in Ruskin

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 11, 2026.

Call (813) 733-7907TextContact