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$221,900

845 SKY LOCH DRIVE S, DUNEDIN, FL 34698

3D Tour
Active75 days on market

Beds

1

Baths

2

Sq Ft

838 sq ft

Year Built

1970

Lot Size

0.04 acres

Garage

,

About This Property

Come inside—it’s gorgeous in here! Welcome to this beautifully renovated waterfront 1-bedroom, 1.5-bath, ground-level villa where every detail has been thoughtfully designed to create a stylish, move-in-ready retreat. Located just a short golf cart ride from the waterfront and vibrant Downtown Dunedin, this home offers the perfect blend of comfort, convenience, and coastal charm. From the moment you step inside, breathtaking water views steal the show. The open-concept floor plan is enhanced by luxury wood-look vinyl plank flooring, fresh paint, new baseboards, new doors and abundant natural light. The completely remodeled kitchen is a true centerpiece, featuring 42-inch solid wood soft-close cabinetry, quartz countertops, under-cabinet lighting, additional storage, and stainless steel appliances, all opening seamlessly into the spacious living area—perfect for entertaining or simply relaxing while enjoying the view. The enclosed sunroom extends your living space and showcases panoramic waterfront views through new PGT hurricane-impact windows throughout and hurricane sliding glass patio doors. Whether you use it as a dining area, home office, reading nook, or hobby room, it’s the perfect place to enjoy spectacular sunsets and peaceful mornings with no rear neighbors directly behind you. The oversized primary suite offers a luxurious escape with two large walk-in closets and a beautifully updated en-suite bathroom featuring floor-to-ceiling tile, a frameless glass walk-in shower with a rainfall showerhead, an LED-lighted mirror, and a quartz vanity. Guests will appreciate the elegant half bath, complete with designer finishes, an LED-lighted round mirror, and a modern quartz vanity. This home has been extensively updated, including a new air conditioning system (2024), water heater (2026), and a roof replaced in 2020. Everything has already been done, allowing you to move in and immediately enjoy the Florida lifestyle. The property has never flooded and is not located in a flood zone. It may also be purchased fully furnished, making your transition effortless. Residents enjoy a low-maintenance, resort-style lifestyle with amenities that include a heated pool, shuffleboard courts, cable, internet, water, sewer, trash service, exterior building maintenance, and grounds maintenance—all included in the monthly HOA fee. Located in a desirable golf cart-friendly 55+ community, this exceptional waterfront villa is just minutes from Downtown Dunedin’s award-winning restaurants, breweries, boutiques, waterfront parks, and the Pinellas Trail. All that’s left to do is pick up your keys, settle in, and experience the very best of Sweet Florida Living.

Property Overview

Property TypeResidential
Sub TypeVilla
MLS #TB8532132
StatusActive
Year Built1970
Total Rooms5
ConstructionBlock
RoofShingle
FoundationBlock
FacesNorth
SubdivisionSKYE LOCH VILLAS UNREC
CountyPinellas
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s)
FlooringLuxury Vinyl, Tile
AppliancesDryer, Electric Water Heater, Microwave, Range, Refrigerator
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorGarden, Sidewalk, Sliding Doors, Storage
Lot Size0.04 acres (1,750 sq ft)
Lot FeaturesCul-De-Sac, City Lot, In County, Level, Sidewalk
Road SurfacePaved, Asphalt
ViewWater
0

Waterfront

WaterfrontYes
FeaturesLake, Waterfront, Lake Front

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
HOA Fee$320 / Monthly
Senior CommunityYes

Financial Details

List Price$221,900
Annual Taxes$618 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #352815826830030230

Directions

South on Patricia , right onto Beltrees, left onto Skyloch Dr W. go straight and you'll run right into property.

Location

845 SKY LOCH DRIVE S, DUNEDIN, FL 34698

Listing Information

OfficeTOM TUCKER REALTY
ListedJuly 23, 2026

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Home Price

$221,900

20% ($44,380)
6.75%

Loan Term

Principal & Interest$1,151
Property Tax (est.)$203
Insurance (est.)$150
Total Monthly$1,505
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How to Buy This Home

Multiple financing options available for this $221,900 home in DUNEDIN.

🏛️

FHA Loan

$7,767 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$11,095 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 18, 2026.

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