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$309,900

3210 THOROUGHBRED LOOP, LAKELAND, FL 33811

3D Tour
Active75 days on market

Beds

3

Baths

2

Sq Ft

1,665 sq ft

Year Built

1990

Lot Size

0.17 acres

Garage

2

About This Property

This home is located in the family friendly Steeplechase neighborhood one mile north of Linder International Airport and a ten minute drive from the hugely popular Bonnet Springs Park. Also ten minutes away are Publix, Target and Lakeside Village shopping center and CMX movie theater. Lakeland is located along the I4 corridor between Tampa and Orlando. Entry to Polk Parkway is just south of the neighborhood providing quick convenient access to I4. The Kitchen is the heart of the home. This 3-Bedroom 2-Bathroom open-concept home with vaulted ceilings features a spacious centrally located kitchen with upgraded raised panel cabinets, granite countertops and stainless steel appliances. Well defined living spaces flow easily around the kitchen with bedrooms on opposite sides. Overall there is a feeling the given square footage is deceptively misstated...on the low side. The Master Bedroom suite features vaulted ceilings, walk-in closet and a skylit makeup and dressing area visitors will envy. This area (as well as the second bathroom) includes the same upgraded cabinetry and granite countertops found in the Kitchen. This Master Bedroom easily fits a king size bed with attending night stands, storage ottoman, dresser, armoire or any other furniture pieces you may deem necessary. The home's roof, gutters and 50 gallon water heater were all replaced within the last three years. The exterior was repainted in the spring of 2025. The Living Room fireplace was inspected, cleaned and given a new full-coverage cap to provide maximum weather and animal protection.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8532142
StatusActive
Year Built1990
Total Rooms3
ConstructionWood Frame
RoofShingle
FoundationSlab, Stilt/On Piling
FacesNorth
SubdivisionSTEEPLECHASE PH 1
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s)
FlooringCarpet, Laminate, Tile
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryInside
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorOther
Lot Size0.17 acres (7,500 sq ft)
Lot Dimensions75.0 x 100.0
Lot FeaturesIn County
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$212 / Annually
Senior CommunityNo

Financial Details

List Price$309,900
Original Price$324,900
Annual Taxes$2,468 (2025)
FinancingCash, Conventional, FHA, VA Loan
Zoning0
Parcel #232828138012000180

Directions

DRANEFIELD TO AIRPORT RD TURN EAST INTO STEEPLECHASE

Location

3210 THOROUGHBRED LOOP, LAKELAND, FL 33811

Listing Information

OfficeBY OWNER.COM
ListedJuly 23, 2026

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Home Price

$309,900

20% ($61,980)
6.75%

Loan Term

Principal & Interest$1,608
Property Tax (est.)$284
Insurance (est.)$150
Total Monthly$2,042
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How to Buy This Home

Multiple financing options available for this $309,900 home in LAKELAND.

🏛️

FHA Loan

$10,847 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$15,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 30, 2026.

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