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$410,000

609 W RIVER DRIVE, TEMPLE TERRACE, FL 33617

3D Tour
Active58 days on market

Beds

3

Baths

2

Sq Ft

1,533 sq ft

Year Built

1955

Lot Size

0.23 acres

Garage

About This Property

Welcome to one of Temple Terrace's most charming homes, where timeless character meets thoughtful modern updates. Move in with confidence knowing the biggest-ticket items have already been taken care of! This beautifully maintained 3-bedroom, 2-bath home features a brand-new roof, brand-new water heater, newer water softener, 2019 A/C, and a stunning heated saltwater pool installed in 2020—giving you peace of mind and allowing you to simply enjoy your new home from day one. Step inside to discover original terrazzo flooring and fresh interior paint, preserving the home's mid-century charm while creating a clean, timeless feel. The updated kitchen serves as the heart of the home, featuring a full-height designer backsplash, waterfall-edge countertops, stainless steel appliances, and plenty of space to cook and entertain. Natural light pours into the spacious sunroom, creating the perfect spot to enjoy your morning coffee, work from home, or simply relax while overlooking your private backyard oasis. Step outside to your heated saltwater pool surrounded by beautiful pavers. Perfect for enjoying Florida's sunshine year-round. Location is everything, and this home truly delivers. Enjoy a short walk to highly rated Riverhills Elementary School, one of the area's most sought-after schools. Just minutes away, Riverhills Park invites you to explore scenic nature trails, a public boat ramp for kayaks and canoes, playgrounds, picnic areas, and direct access to the Hillsborough River. The nearby Temple Terrace Family Recreation Complex offers swimming pools along with a fitness center, basketball, tennis, and pickleball courts, making it easy to stay active year-round. Golf enthusiasts will love being just around the corner from Temple Terrace Golf & Country Club, where new homeowners receive a complimentary three-month membership. This isn't just another house—it's a home that embodies the charm, character, and lifestyle that make Temple Terrace one of Tampa's most beloved communities. If you've been searching for a home with personality, major updates, and an unbeatable location, you've found it. *Up to $4,000 towards buyer's closing costs available with preferred lender*

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8532147
StatusActive
Year Built1955
Stories1
Total Rooms3
ConstructionBlock
RoofBuilt-Up
FoundationSlab
FacesEast
SubdivisionTEMPLE TERRACE RIVERSIDE SUBDI
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Window Treatments
FlooringLaminate, Terrazzo, Tile
AppliancesBuilt-In Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Water Softener
LaundryInside, Laundry Room
WindowsBlinds
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorPrivate Mailbox, Private Yard, Sidewalk, Storage
Other StructuresShed(s)
Lot Size0.23 acres (10,000 sq ft)
Lot Dimensions80 x 125
Lot FeaturesNear Golf Course
Road SurfaceAsphalt

Pool & Spa

Private PoolYes
Pool FeaturesHeated, In Ground, Salt Water, Screen Enclosure

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$410,000
Original Price$419,000
Annual Taxes$1,406 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-10
Parcel #T26281956900000100005.0

Schools

ElementaryRiverhills Elem
MiddleGreco-HB
HighKing-HB

Directions

Busch to 56th St. - South on 56th St - Left on Riverhills Dr. - Right at 4 way stop - Follow Riverhills Dr. - Right on W. River.

Location

609 W RIVER DRIVE, TEMPLE TERRACE, FL 33617

Listing Information

OfficeGREAT WESTERN REALTY
ListedJuly 24, 2026

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Preferred Time

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Home Price

$410,000

20% ($82,000)
6.75%

Loan Term

Principal & Interest$2,127
Property Tax (est.)$376
Insurance (est.)$150
Total Monthly$2,653
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $410,000 home in TEMPLE TERRACE.

🏛️

FHA Loan

$14,350 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$20,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 20, 2026.

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