$550,000
5060 SE 40TH STREET, OCALA, FL 34480
Beds
4
Baths
3
Sq Ft
2,631 sq ft
Year Built
2005
Lot Size
0.56 acres
Garage
2
About This Property
Welcome to Summerton South, one of Ocala's premier gated communities, where luxury, privacy, and space come together. Situated on a beautifully landscaped ½-acre corner lot, this meticulously maintained 4-bedroom, 3-bath pool home offers more than 2,600 square feet of thoughtfully designed living space with a highly desirable triple-split floor plan. From the moment you enter, you'll appreciate the soaring cathedral and volume ceilings, abundant natural light, and spacious formal living and dining areas that create an inviting atmosphere for both everyday living and entertaining. The heart of the home is the well-appointed kitchen featuring rich cherry wood cabinetry, stainless steel appliances, granite tile countertops, a breakfast bar, and a sunny breakfast nook overlooking the pool. Just beyond, the expansive family room seamlessly connects to the outdoor living space through sliding glass doors. Step outside to your own private retreat featuring a screen-enclosed saltwater heated pool with decorative water features, an oversized covered lanai, and plenty of space to relax, entertain, or enjoy Florida's year-round sunshine. The private primary suite provides a peaceful escape, while the split-bedroom layout offers comfort and privacy for family and guests. A separate guest suite includes an adjoining office/flex space and a full cabana bath with direct pool access, making it ideal for visitors, multigenerational living, or a home office. Additional highlights include: Side-entry 2-car garage Inside laundry room Security camera system Expansive corner homesite Gated community with beautifully maintained surroundings Conveniently located near shopping, dining, medical facilities, and major highways, this exceptional home offers the perfect balance of elegance, functionality, and Florida outdoor living. Schedule your private showing today and discover everything this remarkable home has to offer.
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Utilities
Parking
HOA & Community
Financial Details
Directions
Take Exit 341 (County Road 484) and head east. Turn right onto SE 36th Avenue, then left onto SE 50th Street/SE 49th Road (depending on GPS routing). Continue to the entrance of Summerton South. After entering the gate, follow the community roads to 5060 SE 40th Street, Ocala, FL.
Location
5060 SE 40TH STREET, OCALA, FL 34480
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$550,000
Loan Term
How to Buy This Home
Multiple financing options available for this $550,000 home in OCALA.
🏛️
FHA Loan
$19,250 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$27,500 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 29, 2026.