Beds
3
Baths
2
Sq Ft
1,482 sq ft
Year Built
1950
Lot Size
0.35 acres
Garage
—
About This Property
Step into a property that works for you from day one. This beautifully updated duplex sits on a spacious corner lot, just minutes from Clearwater Beach. Both units are move-in ready, making it ideal for investors or owner-occupants looking to offset their mortgage with rental income.The 1-bedroom, 1-bath unit rents easily for $1,600/month, while the larger 2-bedroom, 1-bath unit brings in $1,950/month. With strong rental potential and a prime location, this property offers immediate cash flow and long-term upside. — or your chance to live the coastal lifestyle while your tenant helps pay the mortgage. Freshly painted interiors and exterior, kitchens with tastefully refinished cabinets, and bathrooms completely redone. All the essentials have been handled for peace of mind — HVAC, plumbing, water heater, and electrical have all been serviced so you can relax from day one. Here, convenience meets charm: quick access to major highways, shopping, and dining, all while being minutes from world-famous beaches.Whether you’re an investor chasing reliable cash flow or a homeowner dreaming of affordable Florida living, this duplex is the rare opportunity that truly has it all. Schedule your showing today.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Head North on Belcher Rd from Gulf To Bay Blvd, right onto Bell Cheer Dr, Property is on the corner on the right.
Location
2196 BELL CHEER DRIVE, CLEARWATER, FL 33764
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$399,999
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $399,999 home in CLEARWATER.
🏛️
FHA Loan
$14,000 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$20,000 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 18, 2026.