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$725,000

4221 RIVER HILLS DRIVE, TAMPA, FL 33617

3D Tour
Active1 days on market

Beds

3

Baths

2

Sq Ft

1,637 sq ft

Year Built

1974

Lot Size

0.35 acres

Garage

2

About This Property

Welcome home! Waterfront living meets timeless design in this beautifully refreshed mid-century style farmhouse. Set on a private 0.35-acre lot with over 100 feet of Hillsborough River frontage, this exceptional property offers a rare opportunity to enjoy peaceful waterfront living just minutes from the heart of Tampa. Located outside the flood zone and unaffected by recent hurricanes, it provides the peace of mind that's becoming increasingly difficult to find. Inside, an open-concept layout is designed to maximize natural light and picturesque river views. The beautifully updated kitchen features white shaker cabinetry, a large center island, granite countertops, stainless steel appliances, a stainless steel range hood, farmhouse sink, and a recently updated backsplash. Porcelain tile flows throughout the home, while the inviting living room is centered around a brick wood-burning fireplace and overlooks both the screened saltwater pool and the Hillsborough River beyond. The primary suite also enjoys tranquil river views and a beautifully updated ensuite bathroom. Designed for effortless indoor-outdoor living, the backyard is a private waterfront retreat. Enjoy a screened, solar-heated saltwater pool with a sun shelf, waterfall, and fountain, a spacious patio for entertaining, a fire pit, composite dock, lush new irrigation, and a fully fenced yard with double gate access for convenient boat or RV storage. Whether you're spending the day on the water or relaxing poolside, this property was made to embrace the Florida lifestyle. Additional improvements include a 2025 HVAC system, 2017 roof, double-pane windows, fresh interior paint, cosmetic updates throughout, a whole-house water softener, and a spacious two-car garage, making this home truly move-in ready. Whether you're searching for a primary residence, a luxury second home, or an income-producing investment, this property offers exceptional versatility. It previously generated over $100,000 in gross Airbnb revenue in 2019, highlighting its proven short-term rental potential. Ideally located just minutes from Downtown Tampa, Armature Works, Ybor City, Busch Gardens, and some of the area's best dining, shopping, and entertainment, this home offers the perfect balance of privacy, convenience, and waterfront living. Opportunities to own over 100 feet of Hillsborough River frontage outside a flood zone are exceptionally rare. Schedule your private showing today.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8532385
StatusActive
Year Built1974
Stories1
Total Rooms3
ConstructionBlock
RoofShingle
FoundationSlab
FacesNorth
SubdivisionMONTGOMERY SUB
CountyHillsborough
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Thermostat, Window Treatments
FlooringPorcelain Tile
AppliancesBuilt-In Oven, Cooktop, Dishwasher, Dryer, Microwave, Range Hood, Washer, Water Softener
LaundryIn Garage
WindowsDouble Pane Windows, Window Treatments
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorFrench Doors, Lighting, Storage
FencingVinyl
Other StructuresOther, Shed(s), Storage
Lot Size0.35 acres (15,370 sq ft)
Lot Dimensions106 x 145
Lot FeaturesOversized Lot
Road SurfaceConcrete
ViewPool, Water

Pool & Spa

Private PoolYes
Pool FeaturesGunite, In Ground, Salt Water, Screen Enclosure, Solar Heat

Waterfront

WaterfrontYes
FeaturesRiver Front

Utilities

WaterWell
SewerPublic Sewer
UtilitiesPublic

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$725,000
Annual Taxes$10,449 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRS-75
Parcel #A28281946G00000000001.0

Directions

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Location

4221 RIVER HILLS DRIVE, TAMPA, FL 33617

Listing Information

OfficeLPT REALTY, LLC
ListedJuly 24, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$725,000

20% ($145,000)
6.75%

Loan Term

Principal & Interest$3,762
Property Tax (est.)$665
Insurance (est.)$150
Total Monthly$4,576
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How to Buy This Home

Multiple financing options available for this $725,000 home in TAMPA.

🏛️

FHA Loan

$25,375 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$36,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 25, 2026.

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