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$477,500

23427 PINE LAKE STREET, LAND O LAKES, FL 34639

3D Tour
Active24 days on market

Beds

4

Baths

2

Sq Ft

2,009 sq ft

Year Built

1991

Lot Size

0.38 acres

Garage

2

About This Property

Welcome Home to Lake Padgett Estates East! This well-established neighborhood has a lot to offer, and this is your opportunity to enjoy those amenities from this well-maintained home. Presenting this 4-bedroom, 2-bathroom, 2 Car Garage with a utility door, Waterfront home on .38 acre. This incredible split-floor plan offers privacy for the primary bedroom with an ensuite and walk-in closet, with 3 well-appointed secondary bedrooms. The second bathroom is a pool bath leading to the large backyard ready for a private pool installation. The wood-burning fireplace is double-sided, with stone from the hearth to the ceiling, and can be enjoyed from both the living room, family room, dining room, and kitchen. Such a beautiful centerpiece to gather around. There are sliders from the primary bedroom, living room, and family room, as well as a secondary bedroom, to the covered, screened, expansive lanai overlooking the meticulously landscaped backyard and pond. Front yard was just re-sodded. ROOF 2023. Hot Water Heater 2025. DOORS 2019. WINDOWS replaced 2015-2021. Kitchen updated with newer appliances and granite counters and backsplash. Inside laundry room with utility sink and much storage. NO CDD! LOW HOA, which offers a clubhouse with a restaurant, community pool, fitness center, tennis, racquetball, basketball, playground, volleyball, running track, pickleball, and an active yearly calendar of community events! Schedule your showing to see why so many love to call Lake Padgett Home!! Close proximity to newly renovated public library & Recreation Center on Collier Parkway, Shopping, Restaurants, Medical, Entertainment, and Major Highways. More community information is on lakepadgetteast web site.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8532404
StatusActive
Year Built1991
Total Rooms13
ConstructionBlock, Stone, Stucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionPINE LAKE
CountyPasco
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, High Ceilings, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Walk-In Closet(s), Window Treatments
FlooringCarpet, Laminate, Tile, Travertine
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
LaundryInside
WindowsWindow Treatments
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorPrivate Mailbox, Rain Gutters
Lot Size0.38 acres (16,373 sq ft)
Road SurfacePaved
ViewWater
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$60 / Monthly
Senior CommunityNo

Financial Details

List Price$477,500
Original Price$485,000
Annual Taxes$2,187 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR2
Parcel #202619003C002000040

Schools

ElementaryPasco Elementary School-PO
MiddlePine View Middle-PO
HighLand O' Lakes High-PO

Directions

Collier Parkway to Parkway Blvd to Right onto Pine Lake Street.

Location

23427 PINE LAKE STREET, LAND O LAKES, FL 34639

Listing Information

OfficeATRIUM REALTY, LLC
ListedJuly 29, 2026

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Home Price

$477,500

20% ($95,500)
6.75%

Loan Term

Principal & Interest$2,478
Property Tax (est.)$438
Insurance (est.)$150
Total Monthly$3,065
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $477,500 home in LAND O LAKES.

🏛️

FHA Loan

$16,713 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$23,875 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 22, 2026.

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