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$799,990

923 GOLF ISLAND DRIVE, APOLLO BEACH, FL 33572

3D Tour
Active1 days on market

Beds

3

Baths

2

Sq Ft

1,644 sq ft

Year Built

1985

Lot Size

0.25 acres

Garage

2

About This Property

APOLLO BEACH WATERFRONT – NEWLY RENOVATED EXECUTIVE POOL HOME – HIGH ELEVATION - NO CDD OR HOA FEES: Live like you're on vacation and experience year-round waterfront living in this beautifully updated custom-built executive pool home, ideally located in the highly desirable Golf & Sea Village community. Perfectly positioned on an oversized lot with 100 feet of canal frontage, this exceptional property offers panoramic views of the St. Andrews Canal and the ultimate Florida boating lifestyle. Your waterfront adventures begin from your own backyard with a large dock and an 8,000 lb. boat lift, providing quick, easy access to Tampa Bay, the Gulf of Mexico, and beyond. Designed for comfort and entertaining, this bright, spacious 3-bedroom, 2-bath home offers 1,644 square feet of living space plus a 2-car garage. As you step through the front door, soaring 10-foot ceilings and abundant natural light welcome you, highlighting the open-concept great room, dining area, and kitchen within the thoughtfully designed split-floor plan. The recently remodeled chef-inspired kitchen is the nucleus of this home, featuring stainless-steel appliances, white solid-wood soft-close cabinetry with 42-inch upper cabinets and crown molding, gleaming granite countertops, breakfast bar seating, pendant lighting, and a closet pantry. Its seamless flow into the dining and living areas creates the perfect atmosphere for gatherings and everyday living. The great room provides a warm and inviting space to relax while enjoying stunning water views. The spacious primary retreat offers a water view, abundant natural light, private access to the outdoor living area, a walk-in closet, and plenty of room for a king-size bedroom set. It also features an additional mini-split A/C system. The luxurious, newly renovated en-suite bath features double vanities with granite countertops, solid wood cabinetry, a private water closet, and a beautifully designed walk-in shower. The secondary bedrooms are bright, offer generous accommodations, and feature an additional mini-split A/C system. Bedroom #3 offers private access to the outdoor living area. A conveniently located, newly renovated guest bath and a well-appointed laundry room add to the home’s functionality. Wood-look luxury vinyl flooring throughout enhances the home’s warmth and elegance. Step outside to your private tropical oasis, where the true essence of Florida living comes to life. A covered lanai opens seamlessly into a large screened enclosure that surrounds a beautiful heated pool and spa, creating the perfect setting for relaxing days, unforgettable evenings, and infinite memories by the water. Located with convenient access to everything the Tampa Bay area has to offer, this beautiful home is situated on a quiet cul-de-sac street, on a large 100'x113' lot with mature trees & landscaping. St. Andrews Canal is a 150' wide, deep-water canal. This exceptional waterfront property combines luxury, comfort, and boating convenience in one remarkable home.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8532434
StatusActive
Year Built1985
Total Rooms7
ConstructionBlock, Stucco
RoofTile
FoundationSlab
FacesSoutheast
SubdivisionAPOLLO BEACH UNIT 06
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Split Bedroom, Stone Counters, Walk-In Closet(s), Window Treatments
FlooringConcrete, Luxury Vinyl, Tile
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator, Water Filtration System
LaundryInside, Laundry Room
WindowsBlinds, Shutters
CoolingCentral Air, Zoned
HeatingCentral, Electric, Zoned
SecuritySecurity System Owned, Smoke Detector(s)

Exterior & Lot

ExteriorPrivate Mailbox, Sliding Doors
Lot Size0.25 acres (10,848 sq ft)
Lot FeaturesCul-De-Sac, FloodZone, In County, Landscaped, Level, Oversized Lot
Road SurfacePaved, Asphalt
ViewPool, Water

Pool & Spa

Private PoolYes
Pool FeaturesGunite, In Ground
SpaHeated, In Ground

Waterfront

WaterfrontYes
FeaturesWaterfront, Canal - Saltwater

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Phone Available, Public, Sewer Connected, Street Lights, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$799,990
Annual Taxes$10,422 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #U2931191TA00003600035.0

Schools

ElementaryApollo Beach-HB
MiddleEisenhower-HB
HighLennard-HB

Directions

From I-75 (Exit 246) West on Big Bend Rd to US 41, South (L) on US 41 to Miller Mac Rd, West (R) on Miller Mac Rd to Golf & Sea Blvd, North (R) on Golf & Sea Blvd to Eagle Ln, Northwest (L) on Eagle Ln to Golf Island Dr, Southwest (L) on Golf Island Dr, home will be on the right.

Location

923 GOLF ISLAND DRIVE, APOLLO BEACH, FL 33572

Listing Information

OfficeCHARLES RUTENBERG REALTY INC
ListedSeptember 30, 2026

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Scheduling is free, and you can cancel anytime.

Home Price

$799,990

20% ($159,998)
6.75%

Loan Term

Principal & Interest$4,151
Property Tax (est.)$733
Insurance (est.)$150
Total Monthly$5,034
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $799,990 home in APOLLO BEACH.

🏛️

FHA Loan

$28,000 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$40,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 1, 2026.

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