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$499,900

2157 RAILROAD AVENUE, SAFETY HARBOR, FL 34695

Active60 days on market

Beds

5

Baths

2

Sq Ft

2,394 sq ft

Year Built

1969

Lot Size

0.67 acres

Garage

1

About This Property

Handyman special, 5 bedroom, 2 bath home very close to downtown Safety Harbor. This property is a sturdy masonry home in a non-flood area with an additional buildable lot, all fenced in and great for pets.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8532518
StatusActive
Year Built1969
Stories1
Total Rooms3
ConstructionConcrete
RoofShingle
FoundationSlab
FacesWest
SubdivisionNA
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Solid Wood Cabinets, Split Bedroom
FlooringCeramic Tile
AppliancesRange, Refrigerator
LaundryInside
WindowsRods
CoolingCentral Air
HeatingCentral
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorOther
Lot Size0.67 acres (28,972 sq ft)
Lot FeaturesCity Lot, Oversized Lot
Road SurfacePaved, Other
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Available, Water Available

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$499,900
Original Price$399,900
Annual Taxes$7,014 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningA-E
Parcel #342816000003300200

Directions

From McMullen Booth Road, east on Dr MLK Jr Street N to 9th Ave N. North on 9th Ave N to Harbor Lake Ct. East at Harbor Lake St. and immediate left (north) on Railroad Ave to address.

Location

2157 RAILROAD AVENUE, SAFETY HARBOR, FL 34695

Listing Information

OfficeFLAT FEE MLS REALTY
ListedJuly 28, 2026

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Home Price

$499,900

20% ($99,980)
6.75%

Loan Term

Principal & Interest$2,594
Property Tax (est.)$458
Insurance (est.)$150
Total Monthly$3,202
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How to Buy This Home

Multiple financing options available for this $499,900 home in SAFETY HARBOR.

🏛️

FHA Loan

$17,497 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$24,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 10, 2026.

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