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$495,000

2168 VICTORIA DRIVE, CLEARWATER, FL 33763

Active15 days on market

Beds

2

Baths

2

Sq Ft

1,347 sq ft

Year Built

1977

Lot Size

0.28 acres

Garage

2

About This Property

Florida freedom with room for everything. Set on a rare double lot in unincorporated Clearwater with no HOA or deed restrictions, this extensively renovated two-bedroom pool home offers the parking and flexibility that are increasingly difficult to find near the coast. The extra-wide driveway and large gated parking area provide space for an RV, boat, multiple trailers and recreational equipment, complete with an RV electrical hookup. Inside, the home is truly move-in ready. The remodeled kitchen features soft-close shaker cabinetry, waterfall quartz countertops, a deep quartz-composite sink, coffee and dry bar, Samsung appliances with a Bespoke refrigerator, and a Bosch dishwasher. Both bathrooms have been renovated with walk-in tile showers, including a private primary en suite, while the designated laundry room is conveniently located between the kitchen and garage. Step outside to your own private Florida retreat with a vaulted screen-enclosed pool, spacious concrete deck, covered tiki bar, fenced yard and irrigated landscaping. Whether relaxing by the pool, entertaining friends or returning from a day on the water, this property is designed for easy coastal living. Major improvements include a 2018 roof with three-nail roof-deck attachment, 2023 impact windows, a 2026 impact-rated garage door and opener, 2018 Trane HVAC, and a new septic tank and drainfield installed in 2025. The property is located in Flood Zone X at approximately 70 feet elevation. Lake Citrus is located at the end of the street, with convenient access to downtown Dunedin, Safety Harbor, downtown Palm Harbor, Clearwater Beach, Honeymoon and Caladesi Islands, Tarpon Springs Sponge Docks, and nearby boating and fishing opportunities on the Intracoastal Waterway and Gulf. Available fully furnished through a separate agreement, this home offers an easy transition as a full-time residence, seasonal Florida retreat or furnished rental strategy, subject to the buyer’s independent verification of intended use.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8532591
StatusActive
Year Built1977
Stories1
Total Rooms4
ConstructionBlock
RoofShingle
FoundationSlab
FacesEast
SubdivisionLAKE CITRUS ESTATES 2ND ADD
CountyPinellas
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorDry Bar, Eating Space In Kitchen, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Thermostat, Window Treatments
FlooringLuxury Vinyl, Tile
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range, Water Softener
LaundryElectric Dryer Hookup, Laundry Room, Washer Hookup
WindowsStorm Window(s)
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorFrench Doors, Irrigation System, Private Mailbox, Private Yard, RV Hookup, Storage
FencingWood
Other StructuresShed(s)
Lot Size0.28 acres (12,358 sq ft)
Lot Dimensions120 x 103
Lot FeaturesCorner Lot, Landscaped, Level, Near Golf Course
Road SurfacePaved
ViewPool

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground, Screen Enclosure

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesElectricity Connected, Propane, Public, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$495,000
Annual Taxes$6,343 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-3
Parcel #362815477360060120

Directions

From Sunset Point Rd, head north on N Hercules Ave. Turn right onto Allard Dr, then right onto Victoria Dr. Property will be on the right at 2168 Victoria Dr.

Location

2168 VICTORIA DRIVE, CLEARWATER, FL 33763

Listing Information

OfficeKELLER WILLIAMS REALTY- PALM HARBOR
ListedAugust 6, 2026

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Home Price

$495,000

20% ($99,000)
6.75%

Loan Term

Principal & Interest$2,568
Property Tax (est.)$454
Insurance (est.)$150
Total Monthly$3,172
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How to Buy This Home

Multiple financing options available for this $495,000 home in CLEARWATER.

🏛️

FHA Loan

$17,325 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$24,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.

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