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$379,900

3385 HOLLY SPRINGS DRIVE, HERNANDO BEACH, FL 34607

3D Tour
Active1 days on market

Beds

3

Baths

2

Sq Ft

1,302 sq ft

Year Built

1986

Lot Size

0.12 acres

Garage

1

About This Property

Waterfront Living Meets Investment Opportunity! Welcome to 3385 Holly Springs Dr., Hernando Beach, FL, a beautifully remodeled 3-bedroom, 2-bathroom waterfront home offering the perfect combination of coastal living and income potential. Whether you're searching for a full-time residence, a weekend getaway, or an investment property, this home checks every box. Previously operated as a successful short-term rental, this property is ready for its next owner. The furnishings are available for purchase separately, making it easy to continue its use as a vacation rental if desired. Designed to capture Florida's natural beauty, the home features an east-facing front entrance and a west-facing backyard, where you'll enjoy breathtaking sunsets over the water from your large entertainment deck and private dock. Inside, you'll find quality finishes throughout, including new flooring, solid wood cabinetry, quartz countertops, stainless steel appliances, crown molding, beautifully updated bathrooms, and an inside laundry room with washer and dryer included. Every detail has been thoughtfully updated, creating a move-in-ready home that combines modern style with everyday comfort. Step outside to your spacious deck, perfect for entertaining family and friends, outdoor dining, or simply relaxing while taking in the waterfront views. The new private dock provides indirect access to the Gulf, allowing you to enjoy boating, fishing, kayaking, paddleboarding, and all that Florida's Nature Coast has to offer. Whether you're looking for a primary residence, vacation retreat, or an income-producing waterfront property, this exceptional home offers endless possibilities. Don't miss your opportunity to own this beautifully updated waterfront retreat in Hernando Beach.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8532668
StatusActive
Year Built1986
Stories1
Total Rooms8
ConstructionStucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionHERNANDO BEACH
CountyHernando
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Crown Molding, Kitchen/Family Room Combo, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Window Treatments
FlooringCeramic Tile, Laminate
AppliancesDishwasher, Electric Water Heater, Microwave, Range, Refrigerator
LaundryInside, Laundry Closet
WindowsBlinds, Window Treatments
CoolingCentral Air
HeatingCentral, Electric, Heat Pump
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorLighting, Sliding Doors
Lot Size0.12 acres (5,100 sq ft)
Lot Dimensions51 x 100
Lot FeaturesCul-De-Sac, FloodZone
Road SurfacePaved
ViewWater
0

Waterfront

WaterfrontYes
FeaturesCanal - Brackish

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic, Street Lights

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$379,900
Annual Taxes$3,544 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR1B
Parcel #R13 223 16 2350 1050 0260

Directions

From !9 and Osowaw BLVD west to right on Shoal line BLVD to left on Hermosa Blvd to right on Holly Springs to home on left

Location

3385 HOLLY SPRINGS DRIVE, HERNANDO BEACH, FL 34607

Listing Information

OfficePEOPLE'S TRUST REALTY
ListedJuly 24, 2026

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Home Price

$379,900

20% ($75,980)
6.75%

Loan Term

Principal & Interest$1,971
Property Tax (est.)$348
Insurance (est.)$150
Total Monthly$2,469
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How to Buy This Home

Multiple financing options available for this $379,900 home in HERNANDO BEACH.

🏛️

FHA Loan

$13,297 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$18,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hernando County SHIP

Varies

Income-qualifying Hernando residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 25, 2026.

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