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$335,000

3837 TOPSAIL TRAIL, NEW PORT RICHEY, FL 34652

3D Tour
Active71 days on market

Beds

2

Baths

2

Sq Ft

1,690 sq ft

Year Built

1972

Lot Size

0.18 acres

Garage

2

About This Property

Short Sale. PRICE REDUCTION!!! Florida living doesn't get much better than this! Welcome to this beautifully renovated 2-bedroom, 2-bath, 2-car garage home, where modern updates, coastal charm, and an unbeatable location come together to create the perfect place to call home. From the moment you arrive, you'll appreciate the inviting curb appeal and extensive renovations that make this home truly move-in ready. Inside, brand-new ceramic tile flooring flows throughout, complementing a completely redesigned kitchen featuring new cabinetry, sleek countertops, and a full suite of brand-new stainless steel appliances, including the refrigerator, range, dishwasher, microwave, and garbage disposal. Both bathrooms have been tastefully updated with new vanities, while new ceiling fans, electrical switches, and outlets complete the home's fresh, modern feel. Major mechanical updates provide added peace of mind, including a new A/C compressor with the system fully serviced after the recent storms, a 1-year-old pool pump, and a brand-new water heater. Step outside to your own private Florida retreat, where the fully screened-in pool offers the perfect place to relax, entertain, or simply enjoy the sunshine year-round. The lifestyle only gets better with no HOA, nearby Gulf access, a community boat ramp, and optional membership to the Gulf Harbors Beach Club, providing endless opportunities for boating, fishing, beach days, and breathtaking waterfront sunsets. Conveniently located near shopping, dining, parks, and everyday conveniences, this home offers the perfect combination of comfort, recreation, and value. Whether you're looking for a full-time residence, a seasonal getaway, or an investment opportunity, this beautifully updated home delivers the Florida lifestyle you've been searching for. Move-in ready, loaded with recent upgrades, and ideally located, this is a rare opportunity you won't want to miss. Schedule your private showing today! Short sale opportunity! Lender approval required.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8532699
StatusActive
Year Built1972
Stories1
Total Rooms8
ConstructionBlock, Stucco
RoofTile
FoundationSlab
FacesSouth
SubdivisionFLOR A MAR
CountyPasco
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Stone Counters, Walk-In Closet(s)
FlooringLuxury Vinyl
AppliancesConvection Oven, Dishwasher, Disposal, Electric Water Heater, Microwave, Refrigerator
LaundryIn Garage, Washer Hookup
WindowsInsulated Windows, Storm Window(s)
CoolingCentral Air, Mini-Split Unit(s)
HeatingElectric

Exterior & Lot

ExteriorFrench Doors, Rain Gutters, Sliding Doors
Lot Size0.18 acres (7,810 sq ft)
Road SurfaceAsphalt, Paved

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$125 / Annually
Senior CommunityNo

Financial Details

List Price$335,000
Original Price$409,900
Annual Taxes$5,901 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR4
Parcel #152612011.0011.00131.0

Directions

Drive west on Main St. Left to US 19/US Highway 19. Right to Floramar Terrace. Left to Shell Stream Bld. Right to Topsail Trail. Property is on the right.

Location

3837 TOPSAIL TRAIL, NEW PORT RICHEY, FL 34652

Listing Information

OfficeKELLER WILLIAMS REALTY- PALM HARBOR
ListedAugust 3, 2026

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Home Price

$335,000

20% ($67,000)
6.75%

Loan Term

Principal & Interest$1,738
Property Tax (est.)$307
Insurance (est.)$150
Total Monthly$2,195
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How to Buy This Home

Multiple financing options available for this $335,000 home in NEW PORT RICHEY.

🏛️

FHA Loan

$11,725 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$16,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 13, 2026.

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