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$485,000

3199 AZALEA DRIVE, HERNANDO BEACH, FL 34607

3D Tour
Active71 days on market

Beds

3

Baths

2

Sq Ft

1,396 sq ft

Year Built

1990

Lot Size

0.14 acres

Garage

1

About This Property

Virtually Staged. Welcome to this exceptional KEY WEST-STYLE WATERFRONT HOME nestled on a DEEP, WIDE CANAL in the heart of Hernando Beach, where coastal elegance meets the ultimate Florida boating lifestyle. This beautifully maintained 3-BEDROOM, 3-BATHROOM residence offers a versatile FLEX SPACE, garage, and an abundance of natural light throughout. The spacious open floor plan showcases NEW LAMINATE FLOORING, a cozy FIREPLACE, and a stunning NEWLY REMODELED GOURMET KITCHEN featuring QUARTZ COUNTERTOPS, gorgeous WOOD CABINETRY, DOUBLE OVENS, STAINLESS STEEL APPLIANCES, a GAS COOKTOP, and ample space for entertaining. Outdoor living is second to none with a SCREENED UPPER LANAI, NEWER PAVERS, VINYL PRIVACY FENCING, OUTDOOR SHOWER, OUTDOOR SCRUB SINK, and a KAYAK RACK. Enjoy endless days on the water from your FLOATING JET SKI DOCK, relax beneath the charming WATERSIDE TIKI HUT, or cast a line from the expansive waterfront deck with built-in bench seating. One of the home's most unique features is the spectacular CROW'S NEST, offering breathtaking 360-DEGREE PANORAMIC VIEWS OF HERNANDO BEACH, unforgettable sunsets, and the perfect vantage point to watch Gulf storms roll across the horizon. Whether you're searching for a full-time waterfront residence, a weekend retreat, or the perfect place to embrace the Florida coastal lifestyle, this one-of-a-kind property offers direct access to boating, fishing, kayaking, and unforgettable waterfront living. Schedule your private showing today and experience everything this remarkable Hernando Beach home.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8532817
StatusActive
Year Built1990
Total Rooms7
ConstructionStucco, Wood Frame
RoofMetal
FoundationPillar/Post/Pier, Slab
FacesEast
SubdivisionHERNANDO BEACH
CountyHernando
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Open Floorplan, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s)
FlooringLuxury Vinyl
AppliancesBuilt-In Oven, Cooktop, Dishwasher, Range Hood, Refrigerator, Water Softener
LaundryInside, Laundry Closet
CoolingCentral Air
HeatingElectric
FireplaceYes ()

Exterior & Lot

ExteriorRain Gutters, Sidewalk, Sliding Doors
FencingVinyl
Other StructuresGazebo
Lot Size0.14 acres (6,000 sq ft)
Lot FeaturesCul-De-Sac, Landscaped
Road SurfacePaved, Asphalt
ViewWater

Pool & Spa

Private PoolNo
SpaAbove Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Propane, Sewer Connected, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$485,000
Annual Taxes$4,932 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR1A
Parcel #R1322316235011000240

Schools

ElementaryWestside Elementary-HN
MiddleFox Chapel Middle School
HighWeeki Wachee High School

Directions

Shoal Line Blvd. To West on Hermosa Blvd. To South on Azalea Dr.

Location

3199 AZALEA DRIVE, HERNANDO BEACH, FL 34607

Listing Information

OfficePEOPLE'S TRUST REALTY
ListedJuly 27, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$485,000

20% ($97,000)
6.75%

Loan Term

Principal & Interest$2,517
Property Tax (est.)$445
Insurance (est.)$150
Total Monthly$3,111
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $485,000 home in HERNANDO BEACH.

🏛️

FHA Loan

$16,975 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$24,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hernando County SHIP

Varies

Income-qualifying Hernando residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 3, 2026.

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