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$289,000

3032 E PORTER STREET UNIT 34, INVERNESS, FL 34453

3D Tour
Active72 days on market

Beds

3

Baths

2

Sq Ft

1,296 sq ft

Year Built

2006

Lot Size

0.22 acres

Garage

2

About This Property

FULLY FURNISHED, SLEEPS 8. Offered at $289,500 – Move-In Ready Florida Living with Expansion Potential! Welcome home to this beautifully maintained 3-bedroom, 2-bath residence offering 1,296 square feet of comfortable living space, situated on a 0.22-acre lot in the desirable Inverness Highlands. This inviting home offers a desirable split-bedroom floor plan, an attached 2-car garage, spacious living areas, and an abundance of natural light throughout. The kitchen features ample cabinet and counter space while overlooking the main living area, making it perfect for entertaining family and friends. The private primary suite includes an en-suite bath, while two additional bedrooms provide flexibility for guests, a home office, or hobbies. Recent Updates Include: Roof: Installed in [9/2023] A/C: Installed in [6/2023] New Washer & Dryer Included – A valuable bonus that makes this home truly move-in ready! Step outside and enjoy the peaceful backyard with plenty of room for gardening, entertaining, pets, or simply relaxing in your own private Florida retreat. The home is serviced by a private well and septic system and is located in FEMA Flood Zone X, where flood insurance is generally not required by lenders. An incredible bonus opportunity! The additional 0.44-acre vacant parcel located directly behind the home at 3015 E May St is also available for purchase, either separately or together with the home. Own both properties for approximately 0.66 acres, giving you extra privacy, room for a detached garage or workshop, RV or boat storage, future expansion, or simply the peace of owning additional land. Conveniently located just minutes from historic downtown Inverness, shopping, restaurants, medical facilities, parks, public boat ramps, golf courses, the Withlacoochee State Trail, and the beautiful lakes and waterways Citrus County is known for. Easy access to the Suncoast Parkway makes commuting to Tampa and surrounding areas more convenient than ever. Priced at just $289,500, this property offers exceptional value, modern comforts, and the rare opportunity to purchase additional adjoining land. Whether you're looking for a primary residence, seasonal retreat, or investment property, this home checks all the boxes. Schedule your private showing today before this unique opportunity is gone!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8532851
StatusActive
Year Built2006
Stories1
Total Rooms5
ConstructionBlock
RoofShingle
FoundationSlab
FacesNorth
SubdivisionINVERNESS HIGHLANDS UNIT 02
CountyCitrus
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), Thermostat
FlooringTile, Hardwood
AppliancesDryer, Microwave, Range, Refrigerator, Washer
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorPrivate Mailbox
Lot Size0.22 acres (9,654 sq ft)
Lot Dimensions80 x 120
Road SurfacePaved
0

Utilities

WaterWell
SewerSeptic Tank
UtilitiesElectricity Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$289,000
Original Price$289,500
Annual Taxes$2,283 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
ZoningMDR
Parcel #19E19S020020004900340

Directions

Traveling West on 44 Turn left then right onto S Croft and make another Right onto E Porter St and home will be on your right.

Location

3032 E PORTER STREET UNIT 34, INVERNESS, FL 34453

Listing Information

OfficePEOPLE'S TRUST REALTY
ListedJuly 26, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$289,000

20% ($57,800)
6.75%

Loan Term

Principal & Interest$1,500
Property Tax (est.)$265
Insurance (est.)$150
Total Monthly$1,914
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How to Buy This Home

Multiple financing options available for this $289,000 home in INVERNESS.

🏛️

FHA Loan

$10,115 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,450 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 26, 2026.

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