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$280,000

1611 SMITHFIELD CIRCLE W, LAKELAND, FL 33801

3D Tour
Active69 days on market

Beds

4

Baths

2

Sq Ft

1,128 sq ft

Year Built

1962

Lot Size

0.15 acres

Garage

—

About This Property

Welcome to this well-maintained 4-bedroom, 2-bathroom home in the heart of Lakeland! Offering a functional split-bedroom floor plan and numerous major system updates, this home provides peace of mind for years to come. Recent improvements include a metal roof installed approximately 5 years ago, along with updated HVAC, electrical, water heater, and sewer piping, making this property as practical as it is inviting. Outside, you'll find a spacious front yard and a large driveway offering ample parking. Best of all, there's no HOA, giving you the freedom to truly make the property your own. Conveniently located just minutes from shopping, dining, parks, schools, and major commuter routes, this home combines everyday convenience with long-term value. Whether you're a first-time homebuyer, growing family, or investor, this move-in-ready property is one you won't want to miss.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8533019
StatusActive
Year Built1962
Total Rooms9
ConstructionBlock
RoofMetal
FoundationSlab
FacesEast
SubdivisionTRADEWINDS ADD
CountyPolk
OwnershipFee Simple

Interior Features

InteriorEating Space In Kitchen, L Dining, Primary Bedroom Main Floor
FlooringTile, Vinyl
AppliancesMicrowave, Range, Refrigerator
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorGarden, Lighting, Sidewalk
Lot Size0.15 acres (6,556 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Street Lights

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$280,000
Annual Taxes$2,306 (2025)
FinancingCash, Conventional, FHA
ZoningRA-3
Parcel #242828245900003030

Schools

ElementaryCrystal Lake Elem
MiddleCrystal Lake Middle/Jun
HighLakeland Senior High

Directions

From US 92 - turn to go south on onto Martin L King Jr Ave. Turn left onto Bartow Rd/George Jenkins Blvd Continue to follow Bartow Rd. Turn left onto S Crystal Lake Dr. Turn right onto W Smithfield Cir. The property is on your right.

Location

1611 SMITHFIELD CIRCLE W, LAKELAND, FL 33801

Listing Information

OfficeLPT REALTY, LLC
ListedJuly 29, 2026

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Home Price

$280,000

20% ($56,000)
6.75%

Loan Term

Principal & Interest$1,453
Property Tax (est.)$257
Insurance (est.)$150
Total Monthly$1,860
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $280,000 home in LAKELAND.

🏛️

FHA Loan

$9,800 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$14,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 11, 2026.

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