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$574,000

13102 GIBSON LANE, ODESSA, FL 33556

3D Tour
Active27 days on market

Beds

4

Baths

2

Sq Ft

1,578 sq ft

Year Built

1970

Lot Size

1.15 acres

Garage

2

About This Property

SIGNIFICANT PRICE REDUCTION!! Discover a rare opportunity to own a unique Keystone property offering the freedom of no HOA, no CDD, and a fully fenced 1.15-acre homesite. Whether you're dreaming of an equestrian lifestyle, a hobby farm, or simply room for quiet outdoor living, this property delivers. The versatile outdoor space features a 2-stall pole barn with a feed and tack room, making it ideal for horses, chickens, goats, or other animals. There's also ample space for RVs, boats, trailers, outdoor equipment, or the garden you've always wanted. Nature lovers will appreciate being within close proximity of an access point to Brooker Creek Preserve and just minutes from miles of horse trails, walking paths, and biking trails throughout the Keystone area. Inside, you'll find 4 comfortable bedrooms, 2 full bathrooms, and an open-concept floor plan designed for modern everyday living and effortless entertaining. The living space flows seamlessly to a large screened-in lanai overlooking the sparkling pool—your own private retreat for relaxing or hosting family and friends while enjoying Florida's year-round sunshine. Providing added peace of mind, the property sustained no damage during the 2024 hurricanes, is not located in a flood zone, and is a high-and-dry homesite that does not flood during heavy rains. Zoned for top rated schools and conveniently close to recreational areas, shopping, dining, and everyday amenities, this home blends peaceful country living with modern convenience. Whether you're looking for an equestrian property, a place to bring your animals, extra outdoor space for all your toys, or simply a private oasis with modern comforts, this beautiful Keystone gem offers a lifestyle that's hard to find.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8533045
StatusActive
Year Built1970
Total Rooms8
ConstructionBlock
RoofShingle
FoundationSlab
FacesWest
SubdivisionKEYSTONE PARK COLONY SUB
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Split Bedroom
FlooringCeramic Tile, Laminate
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryIn Garage
WindowsDouble Pane Windows
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorIrrigation System, Rain Gutters
FencingBoard, Fenced, Wire
Other StructuresBarn(s)
Lot Size1.15 acres (50,094 sq ft)
Lot FeaturesCleared, Farm, Landscaped, Level, Oversized Lot, Pasture, Unincorporated, Zoned for Horses
Road SurfaceDirt
ViewTrees/Woods

Pool & Spa

Private PoolYes
Pool FeaturesGunite, In Ground
SpaIn Ground

Utilities

WaterWell
SewerSeptic Tank
UtilitiesElectricity Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$574,000
Original Price$599,000
Annual Taxes$3,658 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningAR
Parcel #U18271700100000013190.0

Schools

ElementaryHammond Elementary School
MiddleSergeant Smith Middle-HB
HighSteinbrenner High School

Directions

From East Lake Road & Keystone Road, East on Keystone Road, Right on Gibson Lane, Property on the left

Location

13102 GIBSON LANE, ODESSA, FL 33556

Listing Information

OfficeLPT REALTY, LLC.
ListedAugust 5, 2026

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Home Price

$574,000

20% ($114,800)
6.75%

Loan Term

Principal & Interest$2,978
Property Tax (est.)$526
Insurance (est.)$150
Total Monthly$3,655
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $574,000 home in ODESSA.

🏛️

FHA Loan

$20,090 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$28,700 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 4, 2026.

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